128 Bonney Ct, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 128 Bonney Ct, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	1,528 sqft · built 1988
Lot Size	0.042 acres (1,847 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Oct 2025)
Tax Bill	$7,845 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-00530-0000-00128`

Property Details

APN / Parcel Number

Primary APN	`06-00530-0000-00128`
Alternative APNs	`060053000128` `S001`

Interior

Building Area	1,528 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	1,847 sqft (0.042 acres)
Lot Dimensions	84 ft deep x 22 ft wide

Location & Zoning

Account Number	S001
Street Address	128 BONNEY CT
City	BRIDGEWATER
State	NJ
Zip	08807-2088
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDU8
Legal Subdivision	CROSS ROADS PH 2 SEC 2
Legal Block	530
Legal Lot Number	128
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1005
Census Tract	50802

Owner

128 Bonney Ct is owned and occupied by two individuals who bought it in October 2025.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 BONNEY CT, BRIDGEWATER, NJ 08807-2088
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Oct 10, 2025	Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Oct 11, 2022	Deed, Transfer · Conventional Mortgage SOMERSET SAVINGS BANK SLA
Apr 12, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Prior Sale	Oct 11, 2022 · Amount on File
Deed Document Number	202528364
Deed Book / Page	7643 / 3575
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	May 14, 2026
Property Address	128 BONNEY CT, BRIDGEWATER, NJ 08807-2088
Document Number	0000013458
Book / Page	7681 / 892
Instrument Date	Sep 12, 2025
Instrument	202613458
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1C SOMERSET HILLS CT, BERNARDSVILLE, NJ 07924-2293

Mortgage

Document Number	0000013458,
Date	May 14, 2026
Book Page	7681/892
Instrument	202613458

Lender

Name	ADVISORS MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate	6.58%
Max Rate	-1%

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 10, 2025
Property Address	128 BONNEY CT, BRIDGEWATER, NJ 08807-2088
Document Number	0000028364
Book / Page	7643 / 3575
Instrument Date	Sep 10, 2025
Instrument	2025028364
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,079.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2271 AUGUSTA CT, WESTLAKE, OH 44145-1842

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 BONNEY CT, BRIDGEWATER, NJ 08807-2088

Mortgage

Document Number	0000028365
Date	Oct 10, 2025
Instrument	2025028365

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 11, 2022
Property Address	128 BONNEY CT, BRIDGEWATER, NJ 08807-2088
Document Number	0000041922
Book / Page	7474 / 303
Instrument Date	Sep 19, 2022
Instrument	2022041922
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	ISLAND TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,409.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	74 STARLIGHT DR, MONROE TOWNSHIP, NJ 08831-1533

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 BONNEY CT, BRIDGEWATER, NJ 08807-2088

Mortgage

Document Number	0000041924
Date	Oct 11, 2022
Instrument	2022041924

Lender

Name	SOMERSET SAVINGS BANK SLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	1-Year T-Bill
Max Rate	10.2%

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Apr 12, 2021
Property Address	128 BONNEY CT, BRIDGEWATER, NJ 08807-2088
Document Number	0000023359
Book / Page	7330 / 2802
Instrument Date	Mar 12, 2021
Instrument	2021023359
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 NORTH AVE WATER STB518, 55, NORWALK, CT 06851-3816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 BONNEY CT, BRIDGEWATER, NJ 08807-2088

Tax Assessment & Valuation

The 2025 property tax bill for 128 Bonney Ct was $7,845, down 0.2% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,600 (+9.32%) Land $166,300 Building $278,300	$444,600 (+9.32%) Land $166,300 Building $278,300
2025	$7,845.00 (-0.2%)	$406,700 Land $153,300 Building $253,400	$406,700 Land $153,300 Building $253,400
2024	$7,861.00
2023		$368,600 Land $153,300 Building $215,300	$368,600 Land $153,300 Building $215,300
2022	$6,959.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Bonney Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Bonney Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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