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128 Bellray Dr, Satsuma, FL 32189 Property Records

Putnam County property record for 128 Bellray Dr, Satsuma, FL 32189

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,220 sqft · built 1985
Lot Size0.217 acres (9,430 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Mar 2024)
Tax Bill$680 (2025)
Deeds & MortgagesFeb 2023 Sale
Nov 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN29-10-27-8270-0040-0080

Property Details

APN / Parcel Number

Primary APN29-10-27-8270-0040-0080
Alternative APN
  • 61067

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,220 sqft Living Area
1st Floor Area1,220 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Lot Area9,430 sqft (0.217 acres)
Lot Dimensions115 ft deep x 165 ft wide
PorchSlab
Porch Area104 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number61067
Street Address128 BELLRAY DR
CitySATSUMA
StateFL
Zip32189-2602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN MATEO ESTS UNIT 1 MB4 P26 BLK 4 LOT 8
Legal Range27E
Legal Township10S
Legal Section29
Legal SubdivisionSAN MATEO ESTATES
Legal Block4
Legal Lot Number8
JurisdictionPUTNAM FL
Township / Civil DivisionEAST PALATKA
Census Block Group4
Census Block4025
Census Tract951100

Owner

Source: Putnam County assessment roll, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address128 BELLRAY DR, SATSUMA, FL 32189-2602
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2023Warranty Deed, Transfer
GULLETT TITLE INTERLACHEN, GULLETT TTL OF INTERLACHEN I
Nov 18, 2022Quit Claim Deed, Transfer
Quitclaim
Nov 14, 2022Warranty Deed, Transfer
Aug 9, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Mar 31, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 18, 2024 · Amount on Record
Deed SaleMar 18, 2024 · Amount on Record
Prior SaleFeb 3, 2023 · Amount on Record
Deed Document Number20246605
Deed Book / Page1748 / 1433
Prior Transfer DateNov 17, 2022
Prior Transfer Doc0016910299
Record UpdatedSep 20, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateFeb 3, 2023
Property Address128 BELLRAY DR, SATSUMA, FL 32189-2602
Document Number0016981115
Book / Page1698 / 1115
Map ReferenceMB 4 PG 26
Instrument DateFeb 3, 2023
Instrument202354002428
Transaction TypeTransfer
Record UpdatedFeb 20, 2023
Title CompanyGULLETT TITLE INTERLACHEN, GULLETT TTL OF INTERLACHEN I

Transaction

AmountAmount Recorded
Tax$857.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 152, PALATKA, FL 32178-0152

Transferred To (Grantee/Buyer)

NameVerified Name
Address775 FRUIT COVE RD, SAINT JOHNS, FL 32259-2894

November 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPUTNAM FL
Recording DateNov 18, 2022
Property Address128 BELLRAY DR, SATSUMA, FL 32189-2602
Document Number0016910299
Book / Page1691 / 299
Map ReferenceMB 4 PG 26
Instrument DateNov 17, 2022
Instrument202254027602
Transaction TypeTransfer
Record UpdatedDec 9, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 152, PALATKA, FL 32178-0152

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateNov 14, 2022
Property Address128 BELLRAY DR, SATSUMA, FL 32189-2602
Document Number0016900689
Book / Page1690 / 689
Map ReferenceMB 4 PG 26
Instrument DateNov 8, 2022
Instrument202254027052
Transaction TypeTransfer
Record UpdatedDec 1, 2022

Transaction

AmountAmount Recorded
Tax$595.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 152, PALATKA, FL 32178-0152

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address128 BELLRAY DR, SATSUMA, FL 32189-2602
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 BELLRAY DR, SATSUMA, FL 32189-2602

Mortgage

Document Number0016301283
DateAug 9, 2021
Book Page1630/1283
Instrument202154017742
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term281 Months
DueJan 1, 2045

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address128 BELLRAY DR, SATSUMA, FL 32189-2602
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 BELLRAY DR, SATSUMA, FL 32189-2602

Mortgage

Document Number0016620634
DateMar 31, 2022
Book Page1662/634
Instrument202254007756
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$680.00 (-67.92%)$66,820 (-41.44%)$160,380 (+40.56%) Land $15,740 Building $144,640
2023$2,120.00 (+15.59%)$114,100 (+2.91%)$114,100 (+2.91%) Land $11,020 Building $103,080
2022$1,834.00$110,870$110,870 Land $22,180 Building $88,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 68 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies68 in force
Nearby Flood Claims104 (1992–2024)
Claims Outside the SFHA3 of 104
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims
  • Hurricane Matthew, Oct 2016 · 22 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST PUTNAM REGIONAL
serves 1,500 people · EPA ID FL2544444
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Apr 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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