128 Banjo Ln, Lowgap, NC 27024 Property Records

Surry County property record for 128 Banjo Ln, Lowgap, NC 27024

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 3 ba · 2,680 sqft · built 2016
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Jul 2020)
Tax Bill	$1,635 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`4072-00-96-9304`

Property Details

APN / Parcel Number

Primary APN	`4072-00-96-9304`
Alternative APN	`100116819`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,680 sqft Living Area
1st Floor Area	1,680 sqft
Attic	Attic
Attic Area	1,000 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2023
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	37,026 sqft (0.85 acres)
Porch	Slab
Porch Area	160 sqft
Deck Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100116819
Street Address	128 BANJO LN
City	LOWGAP
State	NC
Zip	27024-9100
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RA
Legal Description	OFF PINE RIDGE RD DB788 PG290
Legal Subdivision	STEWARTS CREEK
Jurisdiction	SURRY NC
Township / Civil Division	STEWARTS CREEK
Census Block Group	1
Census Block	1003
Census Tract	930803

Owner

128 Banjo Ln, a residential property, is owned and occupied by an individual who bought it in July 2020.

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	128 BANJO LN, LOWGAP, NC 27024-9100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC
Jul 23, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2020 · Amount on File
Deed Sale	Jul 10, 2020 · Amount on File
Prior Sale	Jan 28, 2009 · Amount on File
Deed Document Number	2020674193
Deed Book / Page	1716 / 863
Prior Transfer Date	Jul 2, 2020
Prior Transfer Doc	1718/755
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jul 10, 2020
Property Address	128 BANJO LN, LOWGAP, NC 27024-9100
Document Number	001716/863
Book / Page	1716 / 863
Instrument Date	Jul 9, 2020
Instrument	674193
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 BANJO LN, LOWGAP, NC 27024-9100

Mortgage

Document Number	001716/866
Date	Jul 10, 2020
Book Page	1716/866
Instrument	674194

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jul 23, 2020
Property Address	128 BANJO LN, LOWGAP, NC 27024-9100
Document Number	1718/755
Book / Page	1718 / 755
Instrument Date	Jul 2, 2020
Instrument	674555
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 BANJO LN, LOWGAP, NC 27024-9100

Tax Assessment & Valuation

The 2026 property tax bill for 128 Banjo Ln was $1,635, down 2% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,635.00 (-2.04%)	$206,770 (-23.78%) Land $12,750 Building $194,020	$206,770 (-23.78%) Land $12,750 Building $194,020
2025	$1,669.00	$271,280 Land $12,750 Building $258,530	$271,280 Land $12,750 Building $258,530
2023	$1,141.00	$206,770 Land $12,750 Building $194,020	$206,770 Land $12,750 Building $194,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Banjo Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Banjo Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

May also be available: Spectrum.

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