128 Bailey Blvd, Hardy, VA 24101 Property Records

Franklin County property record for 128 Bailey Blvd, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,990 sqft · built 1973
Lot Size	0.552 acres (24,045 sqft)
Owner	Individual Name on Record
Last Sale	$307,000 (Jul 2022)
Tax Bill	$1,422 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001 01-148 00`

Property Details

APN / Parcel Number

Primary APN	`001 01-148 00`
Alternative APN	`182`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,990 sqft Living Area
Gross Area	2,246 sqft
1st Floor Area	1,990 sqft
Basement Area	1,990 sqft
Finished Basement	1,493 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,045 sqft (0.552 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	182
Street Address	128 BAILEY BLVD
City	HARDY
State	VA
Zip	24101-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESHORE TERRACE LOT 6
Legal Subdivision	LAKESHORE TERRAC
Legal Lot Number	6
Jurisdiction	FRANKLIN VA
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1004
Census Tract	20301

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 BAILEY BLVD, HARDY, VA 24101-3528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jul 20, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 11, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 28, 2022	Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC
Mar 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	20225761
Deed Book / Page	1187 / 2497
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Recording Date	May 20, 2026
Property Address	128 BAILEY BLVD, HARDY, VA 24101-3528
Document Number	0000003254
Book / Page	1245 / 2431
Instrument Date	May 10, 2026
Instrument	20263254
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 BAILEY BLVD, HARDY, VA 24101-3528

Mortgage

Document Number	0000003254,
Date	May 20, 2026
Book Page	1245/2431
Instrument	20263254

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	128 BAILEY BLVD, HARDY, VA 24101-3528
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 BAILEY BLVD, HARDY, VA 24101-3528

Mortgage

Document Number	0012011705
Date	Jul 20, 2023
Book Page	1201/1705
Instrument	230004121

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2052

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	128 BAILEY BLVD, HARDY, VA 24101-3528
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012181278
Date	Sep 11, 2024
Book Page	1218/1278
Instrument	240005498

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Aug 1, 2052

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 28, 2022
Property Address	128 BAILEY BLVD, HARDY, VA 24101-3528
Document Number	0011872497
Book / Page	1187 / 2497
Map Reference	MB 3 PG 245-247
Instrument Date	Jul 22, 2022
Instrument	220005761
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 BAILEY BLVD, HARDY, VA 24101-3528

Mortgage

Document Number	0220005762
Date	Jul 28, 2022
Instrument	220005762

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Aug 1, 2053

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	128 BAILEY BLVD, HARDY, VA 24101-3528
Document Number	0011051299
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0011051299
Date	Mar 6, 2018
Book Page	001105/001299
Instrument	1393

Lender

Name	DITECH FIN'L

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,422.00 (+6.84%)	$330,900 (+51.65%) Land $35,000 Building $295,900	$330,900 (+51.65%) Land $35,000 Building $295,900
2023	$1,331.00	$218,200 (-) Land $30,000 Building $188,200	$218,200 (-) Land $30,000 Building $188,200
2022		$218,200 Land $30,000 Building $188,200	$218,200 Land $30,000 Building $188,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESHORE TERRACE CORPORATION private · serves 123 people · EPA ID VA5067360
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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