128 Ave Cota, San Clemente, CA 92672 Property Records

Orange County property record for 128 Ave Cota, San Clemente, CA 92672

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,477 sqft · built 1969
Lot Size0.264 acres (11,500 sqft)
OwnerTrust Name on File
Last Sale$1,285,000 (Oct 2014)
Tax Bill$15,525 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Apr 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN060-083-52

Property Details

APN / Parcel Number

Primary APN060-083-52

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area3,477 sqft Living Area
1st Floor Area3,477 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Lot Area11,500 sqft (0.264 acres)
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address128 AVENIDA COTA
CitySAN CLEMENTE
StateCA
Zip92672-3327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 3172 BLK LOT 11
Legal SubdivisionTRACT 3172
Legal Tract3172
Legal Lot Number11
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group2
Census Block2000
Census Tract42114

Owner

128 Ave Cota is owner-occupied and held in a trust since December 2020.

Source: Orange County records, as of August 4, 2026

Owner of RecordTrust Name on File
Mailing Address128 AVENIDA COTA, SAN CLEMENTE, CA 92672-3327
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed of Trust, Mortgage · Line of Credit
QUORUM FEDERAL CU
Apr 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE LLC
Feb 9, 2021Intrafamily Transfer, Transfer
ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2014 · Amount on File
Deed SaleOct 27, 2014 · Amount on File
Prior SaleApr 10, 2007 · Amount on File
Deed Document Number2014434740
Last Transfer DateDec 29, 2020
Transfer Doc0000089075
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address128 AVENIDA COTA, SAN CLEMENTE, CA 92672-3327
Transaction TypeMortgage
Record UpdatedJan 3, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 AVENIDA COTA, SAN CLEMENTE, CA 92672-3327

Mortgage

Document Number0000761836
DateDec 21, 2021
Instrument2021000761836
Lender
NameQUORUM FEDERAL CU
TypeCredit Union
AddressPURCHASE, NY 10577
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJan 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address128 AVENIDA COTA, SAN CLEMENTE, CA 92672-3327
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000163888
DateApr 10, 2020
Instrument2020000163888
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address128 AVENIDA COTA, SAN CLEMENTE, CA 92672-3327
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TTL CO OF SOCAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 AVENIDA COTA, SAN CLEMENTE, CA 92672-3327

Mortgage

Document Number0000754667
DateDec 21, 2020
Instrument2020000754667
Lender
NameUNITED WHOLESALE MORTGAGE LLC
TypeNon-Lending Institution
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateFeb 9, 2021
Property Address128 AVENIDA COTA, SAN CLEMENTE, CA 92672-3327
Document Number0000089075
Map ReferenceMB 111 PG 34&35
Instrument DateDec 29, 2020
Instrument2021000089075
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address128 AVENIDA COTA, SAN CLEMENTE, CA 92672-3327

Tax Assessment & Valuation

The 2025 property tax bill for 128 Ave Cota was $15,525 with a homeowner's exemption, up 1.7% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,575,259 (+2%) Land $1,355,201 Building $220,058
2025$15,525.00 (+1.7%) Homeowner's exemption$1,544,372 Land $1,328,628 Building $215,744
2024$15,265.00 (+2.17%)
2023$14,941.00 (+1.95%) Homeowner's exemption$1,484,403 Land $1,277,036 Building $207,367
2022$14,655.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 128 Ave Cota in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Ave Cota is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 44% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN CLEMENTE
serves 51,545 people · EPA ID CA3010036
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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