128 Allison Dr, Matthews, NC 28104 Property Records

Union County property record for 128 Allison Dr, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,221 sqft · built 1995
Lot Size	0.235 acres (10,237 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Oct 1996)
Tax Bill	$2,316 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`07-132-165A`

Property Details

APN / Parcel Number

Primary APN	`07-132-165A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,221 sqft Living Area
1st Floor Area	1,221 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,237 sqft (0.235 acres)

Exterior Amenities

Porch	Slab
Porch Area	124 sqft
Deck Area	158 sqft
Patio Area	158 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	128 ALLISON DR
City	MATTHEWS
State	NC
Zip	28104-5905
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	#32A ENCHANTED FOREST SECT 3 OPCD766
Legal Subdivision	ENCHANTED FOREST
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1036
Census Tract	20314

Owner

128 Allison Dr, a rural home, is owned and occupied by an individual who bought it in October 1996.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	128 ALLISON DR, MATTHEWS, NC 28104-5905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jun 8, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 1996 · Amount on File
Deed Sale	Oct 23, 1996 · Amount on File
Deed Book / Page	914 / 219
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	128 ALLISON DR, MATTHEWS, NC 28104-5905
Transaction Type	Mortgage
Record Updated	May 23, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 ALLISON DR, MATTHEWS, NC 28104-5905

Mortgage

Document Number	0008464800
Date	Apr 28, 2022
Book Page	8464/800
Instrument	15656

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Jul 1, 2048

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	128 ALLISON DR, MATTHEWS, NC 28104-5905
Document Number	7196160
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 ALLISON DR MATTHEWS NC 281045905, MATTHEWS, NC 28104-5905

Mortgage

Document Number	7196160
Date	Jul 16, 2018
Book Page	007196/000160
Instrument	19523

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 128 Allison Dr was $2,316.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,300 (-) Land $60,000 Building $288,300	$348,300 (-) Land $60,000 Building $288,300
2025	$2,316.00	$348,300 Land $60,000 Building $288,300	$348,300 Land $60,000 Building $288,300
2023	$1,825.00	$215,900 Land $38,000 Building $177,900	$215,900 Land $38,000 Building $177,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Allison Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Allison Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30

May also be available: Ripple Fiber, T-Mobile.

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