128 4th St, Verplanck, NY 10596 Property Records

Westchester County and Cortlandt Town property record for 128 4th St, Verplanck, NY 10596

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	0.235 acres (10,251 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,370 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`552289 54.5-2-62`

Property Details

APN / Parcel Number

Primary APN	`552289 54.5-2-62`
Alternative APNs	`5522890540050002062000` `9.02-005-00`

Exterior

Architectural Style	Multi-Family
Lot Area	10,251 sqft (0.235 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Account Number	9.02-005-00
Street Address	128 4TH ST
City	VERPLANCK
State	NY
Zip	10596-7736
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	9.02-005-005
Legal Subdivision	MAP OF VERPLANCK
Legal Block	2
Legal Lot Number	62.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	CORTLANDT
Census Block Group	3
Census Block	3019
Census Tract	14604

Owner

128 4th St, a residential property, is owned and occupied by two individuals who acquired it in May 2004.

Source: Westchester County and Cortlandt Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 4TH ST, VERPLANCK, NY 10596-7736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU
Aug 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU
Jan 5, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 22, 2019	Quit Claim Deed, Transfer KENNETH PREGNO AGENCY, INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 13, 2004
Transfer Doc	0442950358
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	128 4TH ST, VERPLANCK, NY 10596-7736
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 4TH ST, VERPLANCK, NY 10596-7736

Mortgage

Document Number	0660863457
Date	Mar 30, 2026
Instrument	660863457

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 26, 2036

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	128 4TH ST, VERPLANCK, NY 10596-7736
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 4TH ST, VERPLANCK, NY 10596-7736

Mortgage

Document Number	0652303556
Date	Aug 19, 2025
Instrument	652303556

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	96 Months
Due	Aug 17, 2033

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	128 4TH ST, VERPLANCK, NY 10596-7736
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0620053047
Date	Jan 5, 2022
Instrument	620053047

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Nov 22, 2019
Property Address	128 4TH ST, VERPLANCK, NY 10596-7736
Document Number	0593103347
Book / Page	059310 / 003347
Instrument Date	Nov 6, 2019
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	KENNETH PREGNO AGENCY, INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 4TH ST VERPLANCK NY 10596, VERPLANCK, NY 10596

Tax Assessment & Valuation

The 2026 property tax bill for 128 4th St was $11,370 with a homeowner's exemption.

Source: Westchester County and Cortlandt Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Cortlandt Town
Unified School District	Hendrick Hudson Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,370.00 Homeowner's exemption
2025		$7,000 (-) Land $425 Building $6,575	$578,512 (-2.48%) Land $35,124 Building $543,388
2024	Homeowner's exemption Additional exemption filed	$7,000 (-) Land $425 Building $6,575	$593,220 (+3.39%) Land $36,017 Building $557,203
2023		$7,000 Land $425 Building $6,575	$573,770 Land $34,836 Building $538,934

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 4th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1989–2012)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 128 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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