128 4th St, Hudson, IA 50643 Property Records

Black Hawk County property record for 128 4th St, Hudson, IA 50643

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,358 sqft · built 1898
Lot Size0.193 acres (8,400 sqft)
OwnerIndividual Name on File
Tax Bill$1,876 (2025)
Deeds & MortgagesNov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN8814-26-307-001

Property Details

APN / Parcel Number

Primary APN8814-26-307-001

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,358 sqft Living Area
1st Floor Area384 sqft
Basement Area336 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1898
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,400 sqft (0.193 acres)
Lot Dimensions60 ft deep x 140 ft wide
Garage TypeDetached
Garage Area884 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area156 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address128 4TH ST
CityHUDSON
StateIA
Zip50643-7746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL PLAT HUDSON LOT 6 BLK 8
Legal Range14W
Legal Township88N
Legal Section26
Legal SubdivisionORIGINAL PLAT HUDSON
Legal Block8
Legal Lot Number6
JurisdictionBLACK HAWK IA
Township / Civil DivisionBLACK HAWK
Census Block Group2
Census Block2041
Census Tract3002

Owner

128 4th St is owned and occupied by an individual who acquired it in August 2008.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 232, HUDSON, IA 50643-0232
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2008
Deed SaleAug 15, 2008
Deed Document Number20082009003612
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address128 4TH ST, HUDSON, IA 50643-7746
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800007730
DateNov 1, 2017
Instrument2018-00007730
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 128 4th St was $1,876 with a homeowner's exemption, up 8.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityHudson City
Unified School DistrictHudson Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,876.00 (+8.44%) Homeowner's exemption$122,740 Land $19,750 Building $102,990$122,740 Land $19,750 Building $102,990
2024$1,730.00
2023$113,730 (+14.12%) Land $19,750 Building $93,980$113,730 Land $19,750 Building $93,980
2022$1,700.00 Homeowner's exemption$99,660 Land $19,750 Building $79,910
2021$99,660 Land $19,750 Building $79,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 128 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUDSON WATER SUPPLY
serves 2,546 people · EPA ID IA0737062
Water SourcePurchased groundwater from WATERLOO WATER WORKS
Last State InspectionJun 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130
STS Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Verizon.

Nearby Properties on 4th St

Nearby Streets

Search Property Records by Address or Parcel Number