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128 11th Ave SE, Rochester, MN 55904 Property Records

Olmsted County property record for 128 11th Ave SE, Rochester, MN 55904

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,288 sqft · built 1920
Lot Size0.149 acres (6,490 sqft)
Owner2 Individual Names on File
Last Sale$124,900 (Jun 2015)
Tax Bill$3,182 (2026)
Deeds & MortgagesAug 2026 Mortgage
Sep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN74.36.43.026853

Property Details

APN / Parcel Number

Primary APN74.36.43.026853

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,288 sqft Living Area
1st Floor Area1,144 sqft
Basement Area1,144 sqft
Unfinished Basement1,144 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1975
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,490 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area165 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address128 11TH AVE SE
CityROCHESTER
StateMN
Zip55904-4647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-36 TWP-107 RANGE-014 CITY LANDS 107-14-36 STATE PLT LOT-062 S83FT W163FT
Legal Range14
Legal Township107
Legal Section36
Legal SubdivisionCITY LANDS 107-14-36 STATE PLT
Legal Lot Number62
JurisdictionOLMSTED MN
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2009
Census Tract200

Owner

128 11th Ave SE is owned and occupied by two individuals who bought it in June 2015.

Source: Olmsted County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address128 11TH AVE SE, ROCHESTER, MN 55904-4647
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2026Deed of Trust, Mortgage · VA Mortgage
ACTS LENDING INC
Sep 30, 2025Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2015 · Amount on File
Deed SaleJun 15, 2015 · Amount on File
Deed Document Number20151372728
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLMSTED MN
Recording DateAug 31, 2026
Property Address128 11TH AVE SE, ROCHESTER, MN 55904-4647
Document Number0001651767
Instrument DateAug 26, 2026
Instrument20261651767
Transaction TypeMortgage
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address128 11TH AVE SE, ROCHESTER, MN 55904-4647

Mortgage

Document Number0001651767,
DateAug 31, 2026
Instrument20261651767
Lender
NameACTS LENDING INC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLMSTED MN
Property Address128 11TH AVE SE, ROCHESTER, MN 55904-4647
Transaction TypeMortgage
Record UpdatedNov 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 11TH AVE SE, ROCHESTER, MN 55904-4647

Mortgage

Document Number00A1632345
DateSep 30, 2025
InstrumentA-1632345
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 128 11th Ave SE was $3,182 with a homeowner's exemption.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyOlmsted County
MunicipalityRochester City
Unified School DistrictRochester Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,182.00 Homeowner's exemption
2025$225,700 Land $40,700 Building $185,000$249,700 Land $45,000 Building $204,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 11th Ave SE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1978–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 128 11th Ave SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRochester
serves 123,624 people · EPA ID MN1550010
Water SourceGroundwater
Last State InspectionNov 2025
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Minnesota WiFi
Fixed Wireless		150 / 30
Hiawatha Broadband Communications
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, CenturyLink, GigFire.

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