Eaton County property record for 12795 Chippewa Dr, Grand Ledge, MI 48837
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,408 sqft · built 1964 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,000 (Jul 2012) |
| Tax Bill | $2,981 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Feb 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03005760050000 |
| Primary APN | 03005760050000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Basement Area | 1,408 sqft |
| Unfinished Basement | 1,408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 150 ft deep x 140 ft wide |
| Garage Area | 618 sqft |
| Porch | Porch |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 12795 CHIPPEWA DR |
|---|---|
| City | GRAND LEDGE |
| State | MI |
| Zip | 48837-8997 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A RE |
| Legal Description | LOT 50. INDIAN FARMS NO.2 SEC.12, T4N,R4W, ONEIDA TOWNSHIP |
| Legal Range | 04W |
| Legal Township | 04N |
| Legal Section | 12 |
| Legal Subdivision | INDIAN FARMS |
| Legal Lot Number | 50 |
| Jurisdiction | EATON MI |
| Township / Civil Division | ONEIDA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20402 |
12795 Chippewa Dr is owned and occupied by an individual who bought it in July 2012.
Source: Eaton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12795 CHIPPEWA DR, GRAND LEDGE, MI 48837-8997 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Feb 14, 2017 | Deed of Trust, Mortgage STATE CHARTERED CREDIT UNION |
| May 16, 2019 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2012 · Amount on File |
| Deed Sale | Jul 5, 2012 · Amount on File |
| Prior Sale | May 13, 2004 · Amount on File |
| Deed Book / Page | 2401 / 871 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 12795 CHIPPEWA DR, GRAND LEDGE, MI 48837-8997 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12795 CHIPPBNA DR, GRAND LEDGE, MI 48837 |
| Document Number | 003029/739 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 3029/739 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 12795 CHIPPEWA DR, GRAND LEDGE, MI 48837-8997 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2665/0439 |
|---|---|
| Date | Feb 14, 2017 |
| Book Page | 2665/0439 |
| Name | STATE CHARTERED CREDIT UNION |
|---|---|
| Address | LANSING, MI 48917 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Feb 25, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 12795 CHIPPEWA DR, GRAND LEDGE, MI 48837-8997 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2784/0540 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 2784/0540 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 12795 Chippewa Dr was $2,981 with a homeowner's exemption.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| County Subdivision | Oneida Charter Township |
| Unified School District | Grand Ledge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,100 | $242,051 Land $71,232 Building $170,819 | |
| 2025 | $2,981.00 | ||
| 2023 | $93,900 | $187,800 | |
| 2022 | $2,512.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12795 Chippewa Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12795 Chippewa Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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