12792 Sperry Rd, Chesterland, OH 44026 Property Records

Geauga County property record for 12792 Sperry Rd, Chesterland, OH 44026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,458 sqft · built 1956
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,000 (Mar 2009)
Tax Bill	$3,770 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-025700`

Property Details

APN / Parcel Number

Primary APN	`11-025700`
Alternative APN	`005486-1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area
1st Floor Area	1,458 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	49,658 sqft (1.14 acres)
Terrain	Rolling
Garage Area	920 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	390 sqft
Patio Area	144 sqft
Stable	240 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	005486-1
Street Address	12792 SPERRY RD
City	CHESTERLAND
State	OH
Zip	44026-3248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 28 TR 3
Legal Tract	3
Legal Lot Number	28
Jurisdiction	GEAUGA OH
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2007
Census Tract	310700

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12792 SPERRY RD, CHESTERLAND, OH 44026-3248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 17, 2017	Warranty Deed, Transfer · VA Mortgage LIBERTY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2009 · Amount on Record
Deed Sale	Mar 13, 2009 · Amount on Record
Prior Sale	Jan 1, 1990
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	12792 SPERRY RD, CHESTERLAND, OH 44026-3248
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021180835
Date	Mar 5, 2021
Book Page	2118/835
Instrument	202100978885

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	May 17, 2017
Property Address	12792 SPERRY RD, CHESTERLAND, OH 44026-3248
Document Number	0020320707
Book / Page	002032 / 000707
Instrument Date	May 16, 2017
Instrument	921162
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12792 SPERRY RD CHESTERLAND OH 440263248, CHESTERLAND, OH 44026-3248

Mortgage

Document Number	20320710
Date	May 17, 2017
Book Page	002032/000710
Instrument	921163

Lender

Name	LIBERTY HM MTG
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Chester Township
Unified School District	West Geauga Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,770.00 (+4.4%)	$83,690 (-) Land $13,930 Building $69,760
2024	$3,611.00 (-1.47%) Homeowner's exemption	$83,690 (-) Land $13,930 Building $69,760
2023	$3,665.00 (+20.56%) Homeowner's exemption	$83,690 (+38.06%) Land $13,930 Building $69,760	$239,100 (+38.05%) Land $39,800 Building $199,300
2022		$60,620 Land $11,690 Building $48,930
2021	$3,040.00
2020			$173,200 Land $33,400 Building $139,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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