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12792 86th Ter, Live Oak, FL 32060 Property Records

Suwannee County property record for 12792 86th Ter, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,856 sqft · built 1989
Lot Size0.469 acres (20,473 sqft)
OwnerIndividual Name on Record
Tax Bill$1,804 (2024)
Flood ZoneZone X (minimal risk)
APN22-02S-13E-05303-010060

Property Details

APN / Parcel Number

Primary APN22-02S-13E-05303-010060
Alternative APN
  • 05303010060

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,856 sqft Living Area
1st Floor Area1,856 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area20,473 sqft (0.469 acres)
Garage Area576 sqft
PorchFinished/Screened Porch
Patio Area284 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number05303010060
Street Address12792 86TH TER
CityLIVE OAK
StateFL
Zip32060-8829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG LOT 6 PINE HOLLOW ORB 295 P 490 WD YR 86 ORB 1474 P 60-61 WD YR 09(GERALD SCOTT DECEASED PER STATE RECORDS 04/24/2017)
Legal Range13E
Legal Township02S
Legal Section22
Legal SubdivisionPINE HOLLOW
Legal Lot Number6
Legal Unit6
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group1
Census Block1016
Census Tract970401

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address142 SW KAREN CT, LAKE CITY, FL 32025-1690
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleJul 16, 2008
Last Transfer DateJun 23, 2025
Transfer Doc0061294292
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$288,977 (+105.99%) Land $6,700 Building $282,277$288,977 (+11.16%) Land $6,700 Building $282,277
2024$1,804.00
2023Homeowner's exemption$140,290 (+3%)$259,957 (+35.59%) Land $6,700 Building $253,257
2022$1,763.00 Homeowner's exemption$136,204$191,723 Land $6,700 Building $185,023

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Windstream
DSL		100 / 20

May also be available: Xfinity.

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