12791 Zero Ave, Plato, MN 55370 Property Records

McLeod County property record for 12791 Zero Ave, Plato, MN 55370

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,333 sqft · built 1967
Lot Size	7.55 acres (328,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$291,000 (Sep 2021)
Tax Bill	$3,434 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07.001.0800`

Property Details

APN / Parcel Number

Primary APN	`07.001.0800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,333 sqft Total Area
1st Floor Area	952 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1974
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	328,878 sqft (7.55 acres)
Garage Type	Carport
Garage Area	660 sqft
Carport	Carport
Carport Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Pole Barn	1,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	12791 ZERO AVE
City	PLATO
State	MN
Zip	55370-5438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-01 TWP-115 RANGE-027 7.55 AC 7.55 AC OF NE 1/4 NW 1/4 & OF LOTS 3 & 4
Legal Range	27E
Legal Township	115
Legal Section	01
Legal Lot Number	3-4
Jurisdiction	MCLEOD MN
Township / Civil Division	HELEN
Census Block Group	2
Census Block	2087
Census Tract	950600

Owner

Source: McLeod County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12791 ZERO AVE, PLATO, MN 55370-5438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jul 28, 2021	Quit Claim Deed, Transfer PILLAR TITLE SERVICES
Feb 10, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Deed Document Number	2021454863
Prior Transfer Date	Jul 27, 2021
Prior Transfer Doc	0000454078
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEOD MN
Recording Date	Sep 13, 2021
Property Address	12791 ZERO AVE, PLATO, MN 55370-5438
Document Number	0000454863
Instrument Date	Aug 4, 2021
Instrument	454863
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12791 ZERO AVE, PLATO, MN 55370-5438

Mortgage

Document Number	0000454864
Date	Sep 13, 2021
Instrument	454864

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEOD MN
Recording Date	Jul 28, 2021
Property Address	12791 ZERO AVE, PLATO, MN 55370-5438
Document Number	0000454078
Instrument Date	Jul 27, 2021
Instrument	454078
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	PILLAR TITLE SERVICES

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12791 ZERO AVE, PLATO, MN 55370-5438

February 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEOD MN
Recording Date	Feb 10, 2021
Property Address	12791 ZERO AVE, PLATO, MN 55370-5438
Document Number	0000450592
Instrument Date	Feb 4, 2021
Instrument	450592
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8100 PENN AVE S, BLOOMINGTON, MN 55431-1360

Tax Assessment & Valuation

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	McLeod County
County Subdivision	Helen Township
Unified School District	Glencoe-Silver Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,434.00 (+5.27%) Homeowner's exemption
2025		$421,500 (+20.22%) Land $175,800 Building $245,700	$421,500 (+20.22%) Land $175,800 Building $245,700
2022		$350,600 Land $137,600 Building $213,000	$350,600 Land $137,600 Building $213,000
2019	$3,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1997–2002)
Most Recent Claim	Jun 2002 · Severe Storms, Flooding And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Broadband Fixed Wireless	100 / 20
Nuvera Communications Fixed Wireless	60 / 10

May also be available: RS Fiber Cooperative.

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