12791 School Dr, Roby, MO 65557 Property Records

Texas County property record for 12791 School Dr, Roby, MO 65557

Property Summary

Property Type	Single Family Home
Details	2,880 sqft · built 1970
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Last Sale	$121,400 (Jun 2015)
Tax Bill	$885 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2019 Mortgage
APN	`7-2-4-010`

Property Details

APN / Parcel Number

Primary APN	`7-2-4-010`
Alternative APN	`07-0.2-04-000-000-010`

Interior

Stories	1 Story
Building Area	2,880 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	41,818 sqft (0.96 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Utility Building	102 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Street Address	12791 SCHOOL DR
City	ROBY
State	MO
Zip	65557-8102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PT OF E2 LOT 2 NWQ
Legal Range	11
Legal Township	32
Legal Section	04
Legal Lot Number	2
Jurisdiction	TEXAS MO
Township / Civil Division	ROUBIDOUX
Census Block Group	3
Census Block	3067
Census Tract	480101

Owner

12791 School Dr is owned and occupied by two individuals who bought it in June 2015.

Source: Texas County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12791 SCHOOL DR, ROBY, MO 65557-8102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 25, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2015 · Amount on File
Deed Sale	Jun 10, 2015 · Amount on File
Deed Document Number	20151631
Deed Book / Page	2015 / 1631
Prior Transfer Date	Mar 8, 2012
Prior Transfer Doc	0000000711
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	12791 SCHOOL DR, ROBY, MO 65557-8102
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12791 SCHOOL DR, ROBY, MO 65557-8102

Mortgage

Document Number	2021/2992
Date	Aug 2, 2021
Book Page	2021/2992
Instrument	202102992

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	12791 SCHOOL DR, ROBY, MO 65557-8102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ISGN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/1159
Date	Apr 25, 2019
Book Page	2019/1159
Instrument	201901159

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12791 School Dr was $885.

Source: Texas County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Texas County
County Subdivision	Roubidoux Township
Unified School District	Plato R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$885.00	$24,380	$128,290 Land $7,770 Building $120,520
2023		$24,380	$128,290 Land $7,770 Building $120,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 12791 School Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12791 School Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 53% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXAS COUNTY PWSD 1 serves 3,335 people · EPA ID MO4024606
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Splash Wireless Internet Fixed Wireless	200 / 25
Wave Internet Technologies Fixed Wireless	100 / 100
Brightspeed DSL	80 / 10

May also be available: T-Mobile, Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on School Dr

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