12791 Co Rd 31, Centre, AL 35960 Property Records

Cherokee County property record for 12791 Co Rd 31, Centre, AL 35960

Property Summary

Property Type	Vacant Land
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on File
Last Sale	$8,000 (Dec 2023)
Tax Bill	$23 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`13-13-08-34-0-000-005.007`

Property Details

APN / Parcel Number

Primary APN	`13-13-08-34-0-000-005.007`
Alternative APNs	`ALT APN:1308340000005007` `31303`

Exterior

Lot Area	27,878 sqft (0.64 acres)

Location & Zoning

Account Number	31303
Street Address	12791 COUNTY ROAD 31
City	CENTRE
State	AL
Zip	35960-5128
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	COM @ SW COR;NW/4;N40 TO POB;SE228;E151;NELY ALG ROW 50;NW370;S120 TO POB
Legal Range	10E
Legal Township	10S
Legal Section	34
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	3
Census Block	3032
Census Tract	956102

Owner

12791 Co Rd 31, vacant land, is owned by an individual who bought it in December 2023.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	162 TERHUNE RD SE, ROME, GA 30161-9460
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK OF ALABAMA
Sep 20, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2023 · Amount on File
Deed Sale	Dec 8, 2023 · Amount on File
Prior Sale	Jan 6, 2023 · Amount on File
Deed Document Number	2023231705
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 13, 2022
Property Address	12791 COUNTY ROAD 31, CENTRE, AL 35960-5128
Document Number	0000224243
Map Reference	PB 8 PG 72
Instrument Date	May 12, 2022
Instrument	224243
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 COUNTY ROAD 706, GAYLESVILLE, AL 35973-3530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 COUNTY ROAD 389, CENTRE, AL 35960-6747

Mortgage

Document Number	0000224244
Date	May 13, 2022
Instrument	224244

Lender

Name	PEOPLES BANK OF ALABAMA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 15, 2032

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 20, 2021
Property Address	12791 COUNTY ROAD 31, CENTRE, AL 35960-5128
Document Number	0000220446
Instrument Date	Sep 16, 2021
Instrument	220446
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 SINIARD DR, TAYLORSVILLE, GA 30178-1735

Tax Assessment & Valuation

The 2026 property tax bill for 12791 Co Rd 31 was $23, up 4.5% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23.00 (+4.55%)
2025	$22.00 (+4.76%)	$540 (+3.85%) Land $540	$2,800 (+7.69%) Land $2,800
2024	$21.00	$520 (-) Land $520	$2,600 (-) Land $2,600
2023	$21.00	$520 (-)	$2,600 (-) Land $2,600
2022	$21.00	$520 Land $520	$2,600 Land $2,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12791 Co Rd 31 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12791 Co Rd 31 is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 76% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 31

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