1279 Williams St, Decherd, TN 37324 Property Records

Franklin County property record for 1279 Williams St, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,712 sqft · built 2020
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,972 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026066 01503`

Property Details

APN / Parcel Number

Primary APN	`026066 01503`
Alternative APN	`066 01503`

Interior

Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,712 sqft Living Area
Basement Area	1,312 sqft
Finished Basement	1,312 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	66,647 sqft (1.53 acres)
Garage Type	Finished
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1279 WILLIAMS ST
City	DECHERD
State	TN
Zip	37324-3989
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: R04
Jurisdiction	FRANKLIN TN
Township / Civil Division	4
Census Block Group	1
Census Block	1043
Census Tract	960600

Owner

1279 Williams St is owned and occupied by two individuals who acquired it in November 2020.

Source: Franklin County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1279 WILLIAMS ST, DECHERD, TN 37324-3989
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS COMMUNITY BANK
Aug 19, 2019	Trustee's Deed, Construction Loan · Construction Mortgage CITIZENS CMNTY BK
Apr 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020
Deed Sale	Nov 9, 2020
Prior Sale	Apr 26, 2019 · Amount on File
Deed Document Number	20008142
Record Updated	Jun 8, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN TN
Recording Date	Nov 9, 2020
Property Address	1279 WILLIAMS ST, DECHERD, TN 37324-3989
Document Number	0020008142
Book / Page	D0449 / 68
Instrument Date	Nov 2, 2020
Instrument	20008142
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	SOUTHERN TENNESSEE T&E LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1279 WILLIAMS ST, DECHERD, TN 37324-3989

Mortgage

Document Number	0020008143
Date	Nov 9, 2020
Instrument	20008143

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN TN
Recording Date	Aug 19, 2019
Property Address	1279 WILLIAMS ST, DECHERD, TN 37324-3989
Book / Page	001296 / 000581
Instrument Date	Aug 16, 2019
Instrument	4869
Transaction Type	Construction Loan
Record Updated	Aug 29, 2019
Title Company	SOUTHERN TN TITLE AND ESCROW LLC, SOUTHERN TN TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004869
Date	Aug 19, 2019
Book Page	001296/000581
Instrument	4869

Lender

Name	CITIZENS CMNTY BK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 18, 2020

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Apr 26, 2019
Property Address	1279 WILLIAMS ST, DECHERD, TN 37324-3989
Document Number	0000002351
Book / Page	000435 / 000661
Instrument Date	Apr 26, 2019
Instrument	2351
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$73.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 POWERS RD DECHERD TN 373243255, DECHERD, TN 37324-3255

Tax Assessment & Valuation

The 2025 property tax bill for 1279 Williams St was $1,972.

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,972.00	$98,825 Land $7,050 Building $91,775
2023		$96,300 Land $7,050 Building $89,250
2022	$1,806.00		$395,300 Land $28,200 Building $367,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1279 Williams St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1993–2011)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1279 Williams St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000

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