1279 SE Townsend Ave, Arcadia, FL 34266 Property Records

DeSoto County property record for 1279 SE Townsend Ave, Arcadia, FL 34266

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,318 sqft · built 1995
Lot Size0.998 acres (43,472 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Jun 2023)
Tax Bill$10,670 (2024)
Deeds & MortgagesJun 2026 Line of Credit
Jun 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-38-25-0420-0020-0020

Property Details

APN / Parcel Number

Primary APN04-38-25-0420-0020-0020
Alternative APN
  • 18485

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,318 sqft Living Area
Gross Area4,715 sqft
1st Floor Area3,318 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,472 sqft (0.998 acres)
Garage TypeAttached
Garage Area718 sqft
DrivewayConcrete Driveway
Driveway Area6,125 sqft
PorchFinished/Open Porch
Porch Area12 sqft
Patio Area1,394 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1279 SE TOWNSEND AVE
CityARCADIA
StateFL
Zip34266-8617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionWHIDDEN ARCADIA EAST SUB LOT 2 BLK 2 INST:201714005874 INST:202314005928
Legal Range25E
Legal Township38S
Legal Section04
Legal SubdivisionWHIDDEN ARCADIA EAST SUB
Legal Tract0420
Legal Block2
Legal Lot Number2
JurisdictionDE SOTO FL
Township / Civil DivisionARCADIA EAST
Census Block Group2
Census Block2004
Census Tract10102

Owner

1279 SE Townsend Ave is owned and occupied by two individuals who bought it in June 2023.

Source: DeSoto County records, as of June 22, 2026

Owner of Record2 Individual Names on File
Mailing Address1279 SE TOWNSEND AVE, ARCADIA, FL 34266-8617
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Deed of Trust, Mortgage · Line of Credit
SUNCOAST CREDIT UNION
Jun 5, 2023Warranty Deed, Transfer · FHA Mortgage
NTFN INC
Jan 2, 2018Trustee's Deed, Construction Loan · Line of Credit
FIRST ST BK/ARCADIA
Nov 17, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2023 · Amount on File
Deed SaleJun 5, 2023 · Amount on File
Prior SaleAug 24, 2004 · Amount on File
Deed Document Number20235928
Prior Transfer DateMay 31, 2023
Prior Transfer Doc0000005928
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE SOTO FL
Recording DateJun 12, 2026
Property Address1279 SE TOWNSEND AVE, ARCADIA, FL 34266-8617
Document Number0000004067
Instrument DateJun 6, 2026
Instrument20264067
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1279 SE TOWNSEND AVE, ARCADIA, FL 34266-8617
InvestorPossibly a Property Investor

Mortgage

Document Number0000004067,
DateJun 12, 2026
Instrument20264067
Lender
NameSUNCOAST CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 12, 2051
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE SOTO FL
Recording DateJun 5, 2023
Property Address1279 SE TOWNSEND AVE, ARCADIA, FL 34266-8617
Document Number0014005928
Map ReferenceMB 9 PG 84
Instrument DateMay 31, 2023
Instrument202314005928
Transaction TypeTransfer
Record UpdatedJun 21, 2023
Title CompanyARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TTL CO IN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1279 SE TOWNSEND AVE, ARCADIA, FL 34266-8617

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1279 SE TOWNSEND AVE, ARCADIA, FL 34266-8617
InvestorPossibly a Property Investor

Mortgage

Document Number0014005929
DateJun 5, 2023
Instrument202314005929
Lender
NameNTFN INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2053

January 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionDE SOTO FL
Recording DateJan 2, 2018
Property Address1279 SE TOWNSEND AVE, ARCADIA, FL 34266-8617
Instrument DateDec 28, 2017
Instrument14000006
Transaction TypeConstruction Loan
Record UpdatedJan 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1279 SE TOWNSEND AVE ARCADIA FL 342668617, ARCADIA, FL 34266-8617

Mortgage

Document Number0014000006
DateJan 2, 2018
Instrument14000006
Lender
NameFIRST ST BK/ARCADIA
TypeBank
AddressARCADIA, FL 34266
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueJan 1, 2019
Interest
Rate TypeAdjustable Rate

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDE SOTO FL
Recording DateNov 17, 2017
Property Address1279 SE TOWNSEND AVE, ARCADIA, FL 34266-8617
Document Number0014005874
Instrument DateNov 17, 2017
Instrument14005874
Transaction TypeTransfer
Record UpdatedDec 8, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1279 SE TOWNSEND AVE ARCADIA FL 342668617, ARCADIA, FL 34266-8617

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of June 4, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$715,823 (+2.9%)$735,311 (+3.15%) Land $50,000 Building $685,311
2024$10,670.00 (+76.39%)$695,649 (+76.91%)$712,885 (+4.34%) Land $50,000 Building $662,885
2023$6,049.00 (+2.35%) Homeowner's exemption$393,223 (+3%)$683,221 (+8.92%) Land $50,000 Building $633,221
2022$5,910.00 Homeowner's exemption$381,770$627,287 Land $28,000 Building $599,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1279 SE Townsend Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1279 SE Townsend Ave is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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