1279 McGovern Dr, Troy, OH 45373 Property Records

Miami County property record for 1279 McGovern Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,533 sqft · built 1993
Lot Size	0.271 acres (11,800 sqft)
Owner	Individual Name on File
Last Sale	$287,000 (Oct 2025)
Tax Bill	$3,122 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-101392`

Property Details

APN / Parcel Number

Primary APN	`D08-101392`
Alternative APNs	`011018.1-06-015-00` `D08NE103 07900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,533 sqft Living Area
1st Floor Area	3,066 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	11,800 sqft (0.271 acres)
Lot Dimensions	118 ft deep x 100 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1279 MCGOVERN DR
City	TROY
State	OH
Zip	45373-1546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 7625 NORTHBROOK #6
Legal Subdivision	NORTHBROOK #6
Legal Lot Number	7625
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4050
Census Tract	365102

Owner

Source: Miami County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1279 MCGOVERN DR, TROY, OH 45373-1546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 30, 2020	Warranty Deed, Transfer · Conventional Mortgage WESTERN OHIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Prior Sale	Nov 30, 2020 · Amount on File
Deed Document Number	202512675
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 31, 2025
Property Address	1279 MCGOVERN DR, TROY, OH 45373-1546
Document Number	0000012675
Map Reference	MB 16 PG 54
Instrument Date	Oct 17, 2025
Instrument	2025OR-12675
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1279 MCGOVERN DR, TROY, OH 45373-1546

Mortgage

Document Number	0000012676
Date	Oct 31, 2025
Instrument	2025OR-12676

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 30, 2020
Property Address	1279 MCGOVERN DR, TROY, OH 45373-1546
Document Number	0000017805
Map Reference	MB 16 PG 54
Instrument Date	Nov 24, 2020
Instrument	2020OR-17805
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1279 MCGOVERN DR, TROY, OH 45373-1546

Mortgage

Document Number	0000017806
Date	Nov 30, 2020
Instrument	2020OR-17806

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,122.00 (+13.36%) Homeowner's exemption	$94,230 (+28.94%) Land $13,970 Building $80,260	$269,200 (+28.93%) Land $39,900 Building $229,300
2024	$2,754.00 (+2.19%) Homeowner's exemption	$73,080 (-) Land $15,120 Building $57,960
2023	$2,695.00 (+17.48%) Homeowner's exemption	$73,080 (-) Land $15,120 Building $57,960	$208,800 (-) Land $43,200 Building $165,600
2022	$2,294.00 Homeowner's exemption	$73,080 Land $15,120 Building $57,960	$208,800 Land $43,200 Building $165,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	13 (1980–2014)
Claims Outside the SFHA	11 of 13
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Frontier, Verizon.

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