12789 Treeridge Ter, Poway, CA 92064 Property Records

San Diego County property record for 12789 Treeridge Ter, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,545 sqft · built 1987
Lot Size0.286 acres (12,467 sqft)
Owner2 Individual Names on Record
Last Sale$711,000 (Jul 2017)
Tax Bill$9,269 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN314-743-31-00

Property Details

APN / Parcel Number

Primary APN314-743-31-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,545 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialStucco
Roof MaterialTile
Lot Area12,467 sqft (0.286 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12789 TREERIDGE TER
CityPOWAY
StateCA
Zip92064-6426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC-2
Legal DescriptionLOT 93 TR 011507
Legal Subdivision4191-1R
Legal Tract011507
Legal Block1
Legal Lot Number93
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1008
Census Tract17054

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12789 TREERIDGE TER, POWAY, CA 92064-6426
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jul 19, 2017Grant Deed, Transfer · Conventional Mortgage
CORNERSTONE MORTGAGE GROUP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2017 · Amount on Record
Deed SaleJul 19, 2017 · Amount on Record
Prior SaleSep 1, 2005 · Amount on Record
Deed Document Number2017325335
Prior Transfer DateMar 26, 2016
Prior Transfer Doc0000149348
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12789 TREERIDGE TER, POWAY, CA 92064-6426
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address12789 TREERIDGE TER, POWAY, CA 92064-6426

Mortgage

Document Number0000537135
DateSep 14, 2020
Instrument2020-0537135
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 19, 2017
Property Address12789 TREERIDGE TER, POWAY, CA 92064-6426
Document Number0000325335
Map ReferenceMAP11507
Instrument DateJun 22, 2017
Instrument2017-0325335
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12789 TREERIDGE TER, POWAY, CA 92064-6426

Mortgage

Document Number0000325336
DateJul 19, 2017
Instrument2017-0325336
Lender
NameCORNERSTONE MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$825,169 (+2%) Land $429,336 Building $395,833
2025$9,269.00 (+4.86%) Homeowner's exemption$808,990 (+4.04%) Land $420,918 Building $388,072
2023$8,839.00 (+1.68%) Homeowner's exemption$777,577 Land $404,574 Building $373,003
2022$8,693.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 500
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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