12788 N Emerald Dr, Hayden, ID 83835 Property Records

Kootenai County property record for 12788 N Emerald Dr, Hayden, ID 83835

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,552 sqft · built 1979
Lot Size	0.264 acres (11,500 sqft)
Owner	Company Name on Record
Last Sale	$726,512 (Sep 2021)
Tax Bill	$1,743 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021200190200`

Property Details

APN / Parcel Number

Primary APN	`021200190200`
Alternative APN	`105894`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,552 sqft Living Area
1st Floor Area	676 sqft
Basement Area	676 sqft
Finished Basement	676 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	11,500 sqft (0.264 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	105894
Street Address	12788 N EMERALD DR
City	HAYDEN
State	ID
Zip	83835-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGSUB
Legal Description	EMERALD ESTATES 1ST ADD, LT 20 BLOCK 19 1251N04W
Legal Range	04W
Legal Township	51N
Legal Section	12
Legal Subdivision	EMERALD ESTATES
Legal Block	19
Legal Lot Number	20
Jurisdiction	KOOTENAI ID
Township / Civil Division	COEUR D'ALENE
Census Block Group	1
Census Block	1009
Census Tract	1002

Owner

Source: Kootenai County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12788 N EMERALD DR, HAYDEN, ID 83835-9429
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage IDAHO CENTRAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Oct 22, 2014 · Amount on Record
Deed Document Number	20212859590
Last Transfer Date	Dec 14, 2023
Transfer Doc	0002996895
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Sep 16, 2021
Property Address	12788 N EMERALD DR, HAYDEN, ID 83835-9429
Document Number	2859590000
Map Reference	MB E PG 235
Instrument Date	Sep 3, 2021
Instrument	2859590000
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ALLIANCE TITLE-COEUR D' ALENE, ALLIANCE TTL COEUR D ALENE O

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12788 N EMERALD DR, HAYDEN, ID 83835-9429

Mortgage

Document Number	2859591000
Date	Sep 16, 2021
Instrument	2859591000

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	12788 N EMERALD DR, HAYDEN, ID 83835-9429
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2821723000
Date	Mar 26, 2021
Instrument	2821723000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Coeur d'Alene School District 271 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,743.00 (+2.65%) Homeowner's exemption	$590,416 (+6.78%) Land $195,000 Building $395,416	$590,416 (+6.78%) Land $195,000 Building $395,416
2024	$1,698.00 (+18.49%)
2023	$1,433.00 Homeowner's exemption	$552,952 (-6.29%) Land $170,000 Building $382,952	$552,952 (-6.29%) Land $170,000 Building $382,952
2022	Homeowner's exemption	$590,055 Land $190,000 Building $400,055	$590,055 Land $190,000 Building $400,055

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVONDALE IRRIGATION DIST serves 8,785 people · EPA ID ID1280008
Water Source	Groundwater
Last State Inspection	Dec 2025
Also Mapped Here	HAYDEN LAKE IRRIGATION DIST
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Intermax Networks, T-Mobile, Ziply Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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