12788 Fox Ridge Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 12788 Fox Ridge Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,363 sqft · built 1998
Lot Size	0.289 acres (12,580 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,881 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-05-9-30-05-0-00052-00`

Property Details

APN / Parcel Number

Primary APN	`1-05-9-30-05-0-00052-00`

Interior

Bedrooms	3 Beds
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,363 sqft Adjusted Area
1st Floor Area	1,387 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,580 sqft (0.289 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Patio Area	155 sqft

Location & Zoning

Street Address	12788 FOX RIDGE LN
City	OLIVE BRANCH
State	MS
Zip	38654-7522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOX CREEK S-D SEC A LOT 52
Legal Range	005
Legal Township	01S
Legal Section	30
Legal Subdivision	FOX CREEK S-D
Legal Lot Number	52
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	2
Census Block	2035
Census Tract	70830

Owner

12788 Fox Ridge Ln is owned and occupied by two individuals who acquired it in January 2008.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	12788 FOX RIDGE LN, OLIVE BRANCH, MS 38654-7522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 8, 2008
Transfer Doc	000576/352
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	12788 FOX RIDGE LN, OLIVE BRANCH, MS 38654-7522
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004483/681
Date	Jan 24, 2018
Book Page	4483/681
Instrument	T04483-00681

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12788 Fox Ridge Ln was $1,881.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,881.00	$18,844 Land $2,500 Building $16,344	$188,439 Land $25,000 Building $163,439
2023	$1,582.00	$13,790	$137,897 Land $25,000 Building $112,897

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12788 Fox Ridge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12788 Fox Ridge Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20