12787 Rd 8, Cecil, OH 45821 Property Records

Defiance County property record for 12787 Rd 8, Cecil, OH 45821

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,632 sqft · built 2017
Lot Size3.18 acres (138,564 sqft)
Owner2 Individual Names on File
Tax Bill$2,175 (2025)
Deeds & MortgagesSep 2026 Construction Loan
Flood ZoneZone X (minimal risk)
APNG190036001206

Property Details

APN / Parcel Number

Primary APNG190036001206

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,632 sqft Living Area
Gross Area3,264 sqft
1st Floor Area1,632 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialAluminum/Vinyl
Lot Area138,564 sqft (3.18 acres)
Silo320 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral

Location & Zoning

Street Address12787 ROAD 8
CityCECIL
StateOH
Zip45821-9343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 36 PT SE 1/4
JurisdictionDEFIANCE OH
Township / Civil DivisionMARK
Census Block Group2
Census Block2078
Census Tract958400

Owner

12787 Rd 8 is owned and occupied by two individuals.

Source: Defiance County records, as of October 2, 2026

Owner of Record2 Individual Names on File
Mailing Address12787 ROAD 8, CECIL, OH 45821-9343
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEFIANCE OH
Recording DateSep 4, 2026
Property Address12787 ROAD 8, CECIL, OH 45821-9343
Document Number0000003433
Book / Page484 / 1495
Instrument DateSep 2, 2026
Instrument20263433
Transaction TypeMortgage
Record UpdatedSep 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address8516 RICKER RD, GRABILL, IN 46741-9787

Mortgage

Document Number0000003433,
DateSep 4, 2026
Book Page484/1495
Instrument20263433
Lender
NameFARM CREDIT SERVICES/MIDLANDS FLCA
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term301 Months
DueOct 1, 2051
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 12787 Rd 8 was $2,175.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateOhio
CountyDefiance County
County SubdivisionMark Township
Unified School DistrictCentral Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,175.00$58,700 Land $8,200 Building $50,500
2024$167,720 (+%) Land $23,430 Building $144,290
2023$2,027.00 (+13.3%)$58,700 (+34.14%) Land $8,200 Building $50,500$167,713 Land $23,428 Building $144,285
2022$1,789.00$43,760 Land $7,340 Building $36,420
2020$125,040 Land $20,970 Building $104,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12787 Rd 8 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12787 Rd 8 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sherwood Mutual
Fiber
1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Rd 8

Nearby Streets

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