12786 Witherspoon Rd, Chino, CA 91710 Property Records

San Bernardino County property record for 12786 Witherspoon Rd, Chino, CA 91710

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,054 sqft · built 1974
Lot Size	0.171 acres (7,440 sqft)
Owner	2 Individual Names on File
Last Sale	$484,000 (Jul 2017)
Tax Bill	$6,139 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1016-501-13-0000`

Property Details

APN / Parcel Number

Primary APN	`1016-501-13-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,054 sqft Living Area
Gross Area	2,525 sqft
1st Floor Area	2,054 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,440 sqft (0.171 acres)
Lot Dimensions	120 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	154 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12786 WITHERSPOON RD
City	CHINO
State	CA
Zip	91710-3136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8855 LOT 23
Legal Subdivision	TRACT NO. 8855
Legal Tract	8855
Legal Block	2
Legal Lot Number	23
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2007
Census Tract	501

Owner

12786 Witherspoon Rd is owned and occupied by two individuals who acquired it in February 2021.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12786 WITHERSPOON RD, CHINO, CA 91710-3136
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Jun 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Feb 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC
Jul 6, 2017	Grant Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2017 · Amount on File
Deed Sale	Jul 6, 2017 · Amount on File
Prior Sale	Jun 17, 1994 · Amount on File
Deed Document Number	2017275199
Last Transfer Date	Feb 3, 2021
Transfer Doc	0000064325
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12786 WITHERSPOON RD, CHINO, CA 91710-3136
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12786 WITHERSPOON RD, CHINO, CA 91710-3136

Mortgage

Document Number	0000234379
Date	Sep 21, 2023
Instrument	2023-0234379

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 20, 2038

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12786 WITHERSPOON RD, CHINO, CA 91710-3136
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12786 WITHERSPOON RD, CHINO, CA 91710-3136

Mortgage

Document Number	0000229359
Date	Jun 29, 2022
Instrument	2022-0229359

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 9, 2021
Property Address	12786 WITHERSPOON RD, CHINO, CA 91710-3136
Document Number	0000064325
Map Reference	MB 121 PG 25-28
Instrument Date	Feb 3, 2021
Instrument	2021-0064325
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	12786 WITHERSPOON RD, CHINO, CA 91710-3136

Mortgage

Document Number	0000064326
Date	Feb 9, 2021
Instrument	2021-0064326

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 6, 2017
Property Address	12786 WITHERSPOON RD, CHINO, CA 91710-3136
Document Number	0000275199
Map Reference	MAP121 PG25-28
Instrument Date	Jun 2, 2017
Instrument	2017-0275199
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	12786 WITHERSPOON RD, CHINO, CA 91710-3136

Mortgage

Document Number	0000275200
Date	Jul 6, 2017
Instrument	2017-0275200

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12786 Witherspoon Rd was $6,139.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Chino City
Unified School District	Chino Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$561,723 (+2%) Land $196,603 Building $365,120
2025	$6,139.00	$550,709 Land $192,748 Building $357,961
2023	$5,809.00 (+0.59%)	$529,325 Land $185,264 Building $344,061
2022	$5,775.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12786 Witherspoon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12786 Witherspoon Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHINO serves 90,187 people · EPA ID CA3610012
Water Source	Purchased surface water from several systems
Last State Inspection	May 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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