12786 Standing Bear Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 12786 Standing Bear Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,292 sqft · built 1982
Lot Size	0.416 acres (18,113 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Apr 2023)
Tax Bill	$4,709 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Oct 2022 Sale + 3 more
Flood Zone	Zone D (undetermined)
APN	`3087-464-13-0000`

Property Details

APN / Parcel Number

Primary APN	`3087-464-13-0000`
Alternative APN	`1028-641-26-P-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,292 sqft Living Area
Gross Area	2,820 sqft
1st Floor Area	2,292 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	18,113 sqft (0.416 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	486 sqft
Patio Area	486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	12786 STANDING BEAR RD
City	APPLE VALLEY
State	CA
Zip	92308-4719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5803 LOT 92 TRACT NO 5803 LOT 92 EX UND 1/2 INT MIN RTS WOSE
Legal Subdivision	TRACT NO 5803
Legal Tract	5803
Legal Block	2
Legal Lot Number	92
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2001
Census Tract	9721

Owner

12786 Standing Bear Rd is owned and occupied by two individuals who bought it in April 2023.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12786 STANDING BEAR RD, APPLE VALLEY, CA 92308-4719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Oct 11, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS
Feb 6, 2020	Court-Ordered Deed, Foreclosure NOT AVAILABLE
May 3, 2018	Grant Deed, Transfer · FHA Mortgage PLANET HOME LENDING LLC
Feb 7, 2017	Intrafamily Transfer, Transfer · ARM DBA EXCELLERATE CAPITAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2023 · Amount on File
Deed Sale	Apr 25, 2023 · Amount on File
Prior Sale	Oct 11, 2022 · Amount on File
Deed Document Number	202398637
Prior Transfer Date	Feb 5, 2020
Prior Transfer Doc	0000045390
Record Updated	Oct 29, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 25, 2023
Property Address	12786 STANDING BEAR RD, APPLE VALLEY, CA 92308-4719
Document Number	0000098637
Map Reference	MB 71 PG 79-81
Instrument Date	Apr 12, 2023
Instrument	2023-0098637
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12786 STANDING BEAR RD, APPLE VALLEY, CA 92308-4719

Mortgage

Document Number	0000098638
Date	Apr 25, 2023
Instrument	2023-0098638

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 11, 2022
Property Address	12786 STANDING BEAR RD, APPLE VALLEY, CA 92308-4719
Document Number	0000339175
Map Reference	MB 71 PG 79-81
Instrument Date	Sep 28, 2022
Instrument	2022-0339175
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31722 SCENIC DR, LAGUNA BEACH, CA 92651-8204

February 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 6, 2020
Property Address	12786 STANDING BEAR RD, APPLE VALLEY, CA 92308-4719
Document Number	0000045390
Instrument Date	Jan 30, 2020
Instrument	45390
Transaction Type	Foreclosure
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$302.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	321 RESEARCH PKWY MERIDEN CT 064508301, MERIDEN, CT 06450-8301
Investor	Possibly a Property Investor

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 3, 2018
Property Address	12786 STANDING BEAR RD, APPLE VALLEY, CA 92308-4719
Document Number	0000162827
Map Reference	MB 71 PG 79-81
Instrument Date	Mar 3, 2017
Instrument	2018-0162827
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12786 STANDING BEAR RD, APPLE VALLEY, CA 92308-4719

Mortgage

Document Number	0000162828
Date	May 3, 2018
Instrument	2018-0162828

Lender

Name	PLANET HOME LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 7, 2017
Property Address	12786 STANDING BEAR RD, APPLE VALLEY, CA 92308-4719
Document Number	0000055820
Map Reference	MB71 PG79-81
Instrument Date	Feb 2, 2017
Instrument	2017-0055820
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	USA NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8944 OLEANDER AVE, FONTANA, CA 92335-4531

Mortgage

Document Number	0000055821
Date	Feb 7, 2017
Instrument	2017-0055821

Lender

Name	DBA EXCELLERATE CAPITAL
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	8.45%
Type Change Date	Mar 1, 2022
Change Frequency	Annually
Min Rate At Change	7%
Max Rate At Change	10.4%
Index	1-Year LIBOR
Margin	7
Max Rate	13.4%

Tax Assessment & Valuation

The 2025 property tax bill for 12786 Standing Bear Rd was $4,709.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$413,871 (+2%) Land $82,774 Building $331,097
2025	$4,709.00	$405,756 Land $81,151 Building $324,605
2023	$3,656.00 (-14.26%)	$312,000 Land $62,400 Building $249,600
2022	$4,264.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12786 Standing Bear Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12786 Standing Bear Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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