12786 Iola Dr, Irving, NY 14081 Property Records

Chautauqua County and Hanover Town property record for 12786 Iola Dr, Irving, NY 14081

Property Summary

Property TypeSeasonal / Vacation Home
Details1 bd · 696 sqft · built 1950
Lot Size0.103 acres (4,500 sqft)
Owner2 Individual Names on File
Tax Bill$2,987 (2026)
APN064689 32.08-5-33

Property Details

APN / Parcel Number

Primary APN064689 32.08-5-33
Alternative APN
  • 46890320080005033000

Interior

Bedrooms1 Bed
Stories1 Story
Building Area696 sqft Living Area
1st Floor Area576 sqft
Upper Floors Area120 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCottage
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions100 ft deep x 45 ft wide
PorchSlab
Porch Area368 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12786 IOLA DR
CityIRVING
StateNY
Zip14081
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeR
Legal DescriptionOLD APN: 064689 24-3-30
Legal Block5
Legal Lot Number33.000
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4020
Census Tract35100

Owner

12786 Iola Dr, a residential property, is owned by two individuals who acquired it in February 2006.

Source: Chautauqua County and Hanover Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address163 CLARK ST, TOWN OF TONAWANDA, NY 14223-1301
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 6, 2006
Transfer Doc0000002593/000000081
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 12786 Iola Dr was $2,987, up 3.3% from the year before.

Source: Chautauqua County and Hanover Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
County SubdivisionHanover Town
Unified School DistrictSilver Creek Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,987.00 (+3.32%)
2025$2,891.00$71,000 Land $14,500 Building $56,500$147,917 Land $30,208 Building $117,709
2023$71,000 (-) Land $14,500 Building $56,500$122,414 (+18.97%) Land $25,000 Building $97,414
2022$71,000 Land $14,500 Building $56,500$102,899 Land $21,015 Building $81,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 12786 Iola Dr; there have been 1,220 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 100 policies
Nearby Flood Policies100 in force
Nearby Flood Claims1,220 (1978–2021)
Claims Outside the SFHA57 of 1,220
Most Recent ClaimDec 2021 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2009 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12786 Iola Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHANOVER WD #1 5&20 SLVR CRK TO CATT CRK
serves 2,173 people · EPA ID NY0600393
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionMar 2023
Lead4 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Iola Dr

Nearby Streets

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