12786 Backus St, Southgate, MI 48195 Property Records

Wayne County property record for 12786 Backus St, Southgate, MI 48195

Property Summary

Property TypeSingle Family Home
Details1 ba · 655 sqft · built 1939
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on Record
Last Sale$20,000 (Jun 2010)
Tax Bill$1,704 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN53 017 03 1534 000

Property Details

APN / Parcel Number

Primary APN53 017 03 1534 000

Interior

Full Baths1 Bath
Stories1 Story
Building Area655 sqft Living Area
1st Floor Area648 sqft
Basement Area648 sqft
Unfinished Basement648 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Architectural StyleRanch
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions112 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address12786 BACKUS ST
CitySOUTHGATE
StateMI
Zip48195-1146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B SINGL
Legal Description30C1534 LOT 1534 FORDVILLE NO. 1 T3S R11E L47 P44 WCR
Legal SubdivisionFORDVILLE NO 1
Legal Lot Number1534
JurisdictionWAYNE MI
Township / Civil DivisionSOUTHGATE
Census Block Group2
Census Block2019
Census Tract581900

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12786 BACKUS ST, SOUTHGATE, MI 48195-1146
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2010 · Amount on Record
Deed SaleJun 15, 2010 · Amount on Record
Prior SaleAug 13, 2009 · Amount on Record
Deed Document Number2010247421
Deed Book / Page48599 / 1099
Prior Transfer DateAug 10, 2009
Prior Transfer Doc0480970449
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address12786 BACKUS ST, SOUTHGATE, MI 48195-1146
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0555840207
DateFeb 14, 2020
Book Page55584/207
Instrument2020039089
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJan 29, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalitySouthgate City
Unified School DistrictSouthgate Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$52,700 (+4.36%)$105,400 (+4.36%)
2025$1,704.00 (+9.02%) Homeowner's exemption$50,500 (+18.27%)$101,000 (+18.27%)
2023$1,563.00 Homeowner's exemption$42,700$85,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHGATE
serves 30,047 people · EPA ID MI0006170
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionApr 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 902 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
1,000 / 75

May also be available: City of Wyandotte, T-Mobile, WOW Internet, Cable & Phone.

Nearby Properties on Backus St

Nearby Streets

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