12786 18th St, Chino, CA 91710 Property Records

San Bernardino County property record for 12786 18th St, Chino, CA 91710

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,153 sqft · built 1953
Lot Size0.186 acres (8,100 sqft)
Owner2 Individual Names on File
Last Sale$419,500 (May 2019)
Tax Bill$5,221 (2025)
Deeds & MortgagesSep 2020 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1015-552-15-0000

Property Details

APN / Parcel Number

Primary APN1015-552-15-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,153 sqft Living Area
Gross Area1,513 sqft
1st Floor Area1,153 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleConventional
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area8,100 sqft (0.186 acres)
Lot Dimensions135 ft deep x 60 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchPatio/Porch
Porch Area69 sqft
Patio Area69 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12786 18TH ST
CityCHINO
StateCA
Zip91710-3617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 4018 LOT 19
Legal SubdivisionTRACT NO 4018
Legal Tract4018
Legal Block1
Legal Lot Number19
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group1
Census Block1009
Census Tract604

Owner

12786 18th St is owned and occupied by two individuals who bought it in May 2019.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address12786 18TH ST, CHINO, CA 91710-3617
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Deed of Trust, Mortgage · FHA Mortgage
FIRST SAVINGS BANK
May 21, 2019Grant Deed, Transfer · FHA Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2019 · Amount on File
Deed SaleMay 21, 2019 · Amount on File
Deed Document Number2019163543
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address12786 18TH ST, CHINO, CA 91710-3617
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12786 18TH ST, CHINO, CA 91710-3617

Mortgage

Document Number0000363330
DateSep 25, 2020
Instrument2020-0363330
Lender
NameFIRST SAVINGS BANK
TypeBank
AddressCLARKSVILLE, IN 47129
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateMay 21, 2019
Property Address12786 18TH ST, CHINO, CA 91710-3617
Document Number0000163543
Map ReferenceMB 53 PG 41&42
Instrument DateMay 15, 2019
Instrument2019-0163543
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address12786 18TH ST, CHINO, CA 91710-3617

Mortgage

Document Number0000163544
DateMay 21, 2019
Instrument2019-0163544
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12786 18th St was $5,221.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityChino City
Unified School DistrictChino Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$477,319 (+2%) Land $164,985 Building $312,334
2025$5,221.00 Homeowner's exemption$467,960 Land $161,750 Building $306,210
2023$4,941.00 (+0.59%) Homeowner's exemption$449,789 Land $155,469 Building $294,320
2022$4,912.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12786 18th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12786 18th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHINO
serves 90,187 people · EPA ID CA3610012
Water SourcePurchased surface water from several systems
Last State InspectionMay 2022
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: GeoLinks.

Nearby Properties on 18th St

Nearby Streets

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