Hamilton County property record for 12785 Devon Ln, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,735 sqft · built 1986 |
| Lot Size | 0.919 acres (40,075 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Sep 2020) |
| Tax Bill | $7,746 (2024) |
| Deeds & Mortgages | Jan 2019 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-27-001-011.000-018 |
| Primary APN | 29-09-27-001-011.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,735 sqft Living Area |
| 1st Floor Area | 2,295 sqft |
| Attic | Attic |
| Attic Area | 1,464 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 40,075 sqft (0.919 acres) |
| Lot Dimensions | 235 ft deep x 155 ft wide |
| Garage Type | Attached |
| Garage Area | 853 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1709270001011000 |
|---|---|
| Street Address | 12785 DEVON LN |
| City | CARMEL |
| State | IN |
| Zip | 46032-8701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .92, SECTION 27, TOWNSHIP 18, RANGE 3, SPRINGMILL STREAMS, SECTION 1, LOT 31 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 27 |
| Legal Subdivision | CLAY |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 111009 |
Source: Hamilton County records · APN 29-09-27-001-011.000-018
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 12785 DEVON LN, CARMEL, IN 46032-8701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Sep 03, 2020 | Warranty Deed, Transfer · Conventional Mortgage VICTORY MORTGAGE LLC |
| Nov 08, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 27, 2018 | Affidavit of Death, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 03, 2020 · Amount on Record |
| Deed Sale | Sep 03, 2020 · Amount on Record |
| Prior Sale | Nov 08, 2018 |
| Deed Document Number | 2020060627 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12785 DEVON LN, CARMEL, IN 46032-8701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001999 |
|---|---|
| Date | Jan 17, 2019 |
| Instrument | 2019001999 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 25, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 03, 2020 |
| Property Address | 12785 DEVON LN, CARMEL, IN 46032-8701 |
| Document Number | 2020060627 |
| Map Reference | MB 8 PG 161-163 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 2020060627 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | MTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12785 DEVON LN, CARMEL, IN 46032-8701 |
| Document Number | 2020060628 |
|---|---|
| Date | Sep 03, 2020 |
| Instrument | 2020060628 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Nov 08, 2018 |
| Property Address | 12785 DEVON LN, CARMEL, IN 46032-8701 |
| Document Number | 0000052721 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 52721 |
| Transaction Type | Transfer |
| Record Updated | Dec 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12785 DEVON LN CARMEL IN 460328701, CARMEL, IN 46032-8701 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 27, 2018 |
| Property Address | 12785 DEVON LN, CARMEL, IN 46032-8701 |
| Document Number | 0000045170 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 45170 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12785 DEVOX LN CARMEL IN 46032, CARMEL, IN 46032 |
Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $697,300 (+2.66%) Land $239,600 Building $457,700 | $697,300 (+2.66%) Land $239,600 Building $457,700 | |
| 2024 | $7,746.00 (+16.87%) | $679,200 (+13.96%) Land $239,600 Building $439,600 | $679,200 (+13.96%) Land $239,600 Building $439,600 |
| 2023 | $6,628.00 (+2.03%) Homeowner's exemption | $596,000 (+4.8%) Land $156,400 Building $439,600 | $596,000 (+4.8%) Land $156,400 Building $439,600 |
| 2022 | $6,496.00 Homeowner's exemption | $568,700 Land $156,400 Building $412,300 | $568,700 Land $156,400 Building $412,300 |
Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 170 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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