Vilas County property record for 12784 Shadow Lake Rd, Manitowish Waters, WI 54545
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.98 acres (173,369 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,185 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4 QQ 15-12 |
| Primary APN | 4 QQ 15-12 |
|---|---|
| Alternative APN |
|
| Lot Area | 173,369 sqft (3.98 acres) |
|---|
| Street Address | 12784 SHADOW LAKE RD |
|---|---|
| City | MANITOWISH WATERS |
| State | WI |
| Zip | 54545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRT SW SE PCL 7 CORRECTION 495704 |
| Jurisdiction | VILAS WI |
| Township / Civil Division | MANITOWISH WATERS |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 950601 |
12784 Shadow Lake Rd, a single family home, is owned by two individuals.
Source: Vilas County records, as of February 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | N8338 GREENWALD CT, EAST TROY, WI 53120-2127 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VILAS WI |
| Property Address | 12784 SHADOW LAKE RD, MANITOWISH WATERS, WI 54545 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000545578 |
|---|---|
| Date | May 1, 2017 |
| Instrument | 545578 |
| Name | UW CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Address | MADISON, WI 53744 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 12784 Shadow Lake Rd was $2,185.
Source: Vilas County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vilas County |
| County Subdivision | Manitowish Waters Town |
| Elementary School District | North Lakeland School District (PK - 08) |
| Secondary School District | Lakeland Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,185.00 | $239,500 Land $28,500 Building $211,000 |
| 2023 | $1,715.00 | $221,000 Land $28,500 Building $192,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12784 Shadow Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12784 Shadow Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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