12784 Panhandle Rd, Hampton, GA 30228 Property Records

Clayton County property record for 12784 Panhandle Rd, Hampton, GA 30228

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,730 sqft · built 1997
Lot Size	0.099 acres (4,310 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,900 (May 1998)
Tax Bill	$1,869 (2026)
Deeds & Mortgages	Jun 2021 Reverse Mortgage Jan 2018 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-047D-A-011`

Property Details

APN / Parcel Number

Primary APN	`05-047D-A-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,730 sqft Living Area
1st Floor Area	1,730 sqft
Attic	Attic
Attic Area	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Lot Area	4,310 sqft (0.099 acres)
Lot Width	128 ft Width
Garage Area	480 sqft
Porch	Slab
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	12784 PANHANDLE RD
City	HAMPTON
State	GA
Zip	30228-2282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Subdivision	SMITH LAKE COVE
Legal Phase	1
Legal Lot Number	112
Jurisdiction	CLAYTON GA
Township / Civil Division	JONESBORO
Census Block Group	1
Census Block	1009
Census Tract	40636

Owner

Source: Clayton County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12784 PANHANDLE RD, HAMPTON, GA 30228-2282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE
Jan 2, 2018	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 1998 · Amount on Record
Deed Sale	May 14, 1998 · Amount on Record
Deed Book / Page	3424 / 331
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON GA
Property Address	12784 PANHANDLE RD, HAMPTON, GA 30228-2282
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12784 PANHANDLE RD, HAMPTON, GA 30228-2282

Mortgage

Document Number	0124930000000302
Date	Jun 4, 2021
Book Page	0000012493/0000000302

Lender

Name	OPEN MORTGAGE

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	895 Months
Due	Jan 1, 2096

Interest

Rate Type	Adjustable Rate
Rate	2.67%
Type Change Date	Jul 1, 2020

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON GA
Property Address	12784 PANHANDLE RD, HAMPTON, GA 30228-2282
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0112260464
Date	Jan 2, 2018
Book Page	11226/464

Lender

Name	ONE REVERSE MORTGAGE
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Jan 1, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.51%
Type Change Date	Jan 1, 2019

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Clayton County
Unified School District	Clayton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,869.00 Homeowner's exemption	$119,520 (+6.79%) Land $10,400 Building $109,120	$298,800 (+6.79%) Land $26,000 Building $272,800
2025	$1,869.00 (-55.03%) Homeowner's exemption	$111,920 (-2.78%) Land $10,400 Building $101,520	$279,800 (-2.78%) Land $26,000 Building $253,800
2023	$4,156.00 Homeowner's exemption	$115,120 Land $10,400 Building $104,720	$287,800 Land $26,000 Building $261,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAYTON COUNTY WATER AUTHORITY serves 298,374 people · EPA ID GA0630000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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