12783 Ella Pl, Largo, FL 33774 Property Records

Pinellas County property record for 12783 Ella Pl, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,442 sqft · built 2020
Lot Size	0.261 acres (11,374 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Aug 2022)
Tax Bill	$5,777 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-780-7819-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-780-7819-3`
Alternative APNs	`08-30-15-20343-000-3170` `301508203430003170` `R420706`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,442 sqft Living Area
Gross Area	1,801 sqft
1st Floor Area	1,442 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,374 sqft (0.261 acres)
Lot Dimensions	136 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R420706
Street Address	12783 ELLA PL
City	LARGO
State	FL
Zip	33774-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	DANSVILLE - PHASE 3 LOT 317 LESS WLY 15FT FOR RD R/W PER O.R. 20497/2312
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	DANSVILLE - PHASE 3
Legal Phase	3
Legal Tract	20343
Legal Lot Number	317
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2003
Census Tract	25207

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12783 ELLA PL, LARGO, FL 33774-2632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Apr 28, 2022	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Nov 2, 2020	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU
Apr 13, 2020	Grant Deed, Transfer PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Prior Sale	Nov 2, 2020 · Amount on Record
Deed Document Number	2022248884
Deed Book / Page	22168 / 1616
Prior Transfer Date	Apr 26, 2022
Prior Transfer Doc	0220391118
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 15, 2022
Property Address	12783 ELLA PL, LARGO, FL 33774-2632
Document Number	0221681616
Book / Page	22168 / 1616
Map Reference	MB 129 PG 83
Instrument Date	Aug 12, 2022
Instrument	2022248884
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	TITLEMARK PLLC, TITLEMARK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 TURNER ST, 615, CLEARWATER, FL 33756-5314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12783 ELLA PL, LARGO, FL 33774-2632

Mortgage

Document Number	0221681618
Date	Aug 15, 2022
Instrument	22168/1618

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 28, 2022
Property Address	12783 ELLA PL, LARGO, FL 33774-2632
Document Number	0220391118
Book / Page	22039 / 1118
Map Reference	MB 129 PG 83
Instrument Date	Apr 26, 2022
Instrument	2022135265
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12783 ELLA PL, 12783, LARGO, FL 33774-2632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 TURNER ST, CLEARWATER, FL 33756-5314

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12783 ELLA PL, LARGO, FL 33774-2632
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12783 ELLA PL, LARGO, FL 33774-2632

Mortgage

Document Number	0212760172
Date	Nov 30, 2020
Book Page	21276/172
Instrument	2020358414

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	8.75%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 2, 2020
Property Address	12783 ELLA PL, LARGO, FL 33774-2632
Document Number	0212380673
Book / Page	21238 / 673
Map Reference	MB 129 PG 83
Instrument Date	Oct 30, 2020
Instrument	2020329753
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	PRIORITY TITLE OF FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1907 E HILLSBOROUGH AVE STE 100, 1907, TAMPA, FL 33610-8214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12783 ELLA PL, LARGO, FL 33774-2632

Mortgage

Document Number	0021238675
Date	Nov 2, 2020
Instrument	21238/675

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	8.75%

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 13, 2020
Property Address	12783 ELLA PL, LARGO, FL 33774-2632
Document Number	0209610410
Book / Page	020961 / 000410
Instrument Date	Nov 20, 2019
Instrument	120317
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1907 E HILLSBOROUGH AVE #100 TAMPA FL 336108214, 100, TAMPA, FL 33610-8214

Mortgage

Document Number	209610420
Date	Apr 13, 2020
Book Page	020961/000420
Instrument	120319

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	SILVER SPRING, MD 20910

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,777.00 (+4.49%) Homeowner's exemption	$360,940 (+5.99%)	$412,691 (+21.18%) Land $103,445 Building $309,246
2024	$5,529.00 (-0.58%)
2023	$5,561.00 (+60.17%) Homeowner's exemption	$340,551 (+53.61%)	$340,551 (+25.49%) Land $106,340 Building $234,211
2022	$3,472.00 Homeowner's exemption	$221,698	$271,380 Land $88,905 Building $182,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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