Pinellas County property record for 12783 98th St, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 1983 |
| Lot Size | 0.235 acres (10,245 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Mar 2020) |
| Tax Bill | $5,867 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-750-1165-0 |
| Primary APN | C62-000-750-1165-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 2,300 sqft |
| 1st Floor Area | 1,584 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,245 sqft (0.235 acres) |
| Lot Dimensions | 170 ft deep x 61 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 236 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R122445 |
|---|---|
| Street Address | 12783 98TH ST |
| City | LARGO |
| State | FL |
| Zip | 33773-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | BLUE WATER COVE LOT 38 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 11 |
| Legal Subdivision | BLUE WATER COVE |
| Legal Tract | 9416 |
| Legal Lot Number | 38 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 25021 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12783 98TH ST, LARGO, FL 33773-1210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2020 · Amount on Record |
| Deed Sale | Mar 31, 2020 · Amount on Record |
| Prior Sale | Sep 17, 2013 · Amount on Record |
| Deed Document Number | 2020107163 |
| Deed Book / Page | 20945 / 958 |
| Prior Transfer Date | Oct 15, 2015 |
| Prior Transfer Doc | 0189581067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 31, 2020 |
| Property Address | 12783 98TH ST, LARGO, FL 33773-1210 |
| Document Number | 0209450958 |
| Book / Page | 20945 / 958 |
| Map Reference | MB 80 PG 45-48 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 2020107163 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0209450960 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 20945/960 |
| Instrument | 2020107164 |
| Name | KELLER MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,867.00 (+0.93%) Homeowner's exemption | $363,225 (+10.86%) Land $139,056 Building $224,169 | $363,225 (+10.86%) Land $139,056 Building $224,169 |
| 2024 | $5,813.00 (+4.55%) | ||
| 2023 | $5,560.00 (+8.49%) | $327,631 (+13.63%) | $327,631 (+13.63%) Land $152,382 Building $175,249 |
| 2022 | $5,125.00 | $288,339 | $288,339 Land $147,434 Building $140,905 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 158 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 158 in force |
| Nearby Flood Claims | 18 (2012–2024) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, WOW Internet, Cable & Phone.
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