Jersey County property record for 12782 McCoy Rd, Dow, IL 62022
| Property Type | Rural Home |
|---|---|
| Details | 924 sqft · built 1995 |
| Lot Size | 20.4 acres (892,109 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,192 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-015-003-00 |
| Primary APN | 01-015-003-00 |
|---|---|
| Alternative APN |
|
| Building Area | 924 sqft Total Area |
|---|
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 892,109 sqft (20.4 acres) |
| Account Number | 015-003-00 |
|---|---|
| Street Address | 12782 MCCOY RD |
| City | DOW |
| State | IL |
| Zip | 62022-3412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | N1/2 SW1/4 NW1/4 LESS RR ROW NO SALES 1995 MH/NO BSMT 924SQ |
| Legal Subdivision | NOT AVAILABLE |
| Jurisdiction | JERSEY IL |
| Township / Civil Division | ELSAH |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10300 |
Source: Jersey County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12782 MCCOY RD, DOW, IL 62022-3412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 22, 2014 |
| Transfer Doc | 0000141079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 12782 MCCOY RD, DOW, IL 62022-3412 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20180015254 |
|---|---|
| Date | Apr 4, 2018 |
| Instrument | 2.0180015254 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 237 Months |
| Due | Jan 1, 2038 |
Source: Jersey County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jersey County |
| County Subdivision | Elsah Township |
| Unified School District | Jersey Community Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,192.00 (-0.27%) | $43,795 (+77.45%) Land $11,465 Building $32,330 | $131,385 (+104.03%) Land $34,395 Building $96,990 |
| 2024 | $2,198.00 (+80.16%) | ||
| 2022 | $1,220.00 Homeowner's exemption | $24,680 Land $8,845 Building $15,835 | |
| 2019 | $64,395 Land $21,315 Building $43,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 229 (1979–2024) |
| Claims Outside the SFHA | 12 of 229 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
5G and 4G LTE (outdoors only)
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