12782 E 43rd St, Yuma, AZ 85367 Property Records

Yuma County property record for 12782 E 43rd St, Yuma, AZ 85367

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 2007
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Owner Names on File
Last Sale	$185,000 (Feb 2009)
Tax Bill	$1,303 (2023)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`728-12-088`

Property Details

APN / Parcel Number

Primary APN	`728-12-088`
Alternative APNs	`R0087185` `72812041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,476 sqft Total Area
1st Floor Area	1,476 sqft

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Rolled Roofing
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Mixed
Garage Area	462 sqft
Parking Spaces	6 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R0087185
Old Parcel Number	72812041
Street Address	12782 E 43RD ST
City	YUMA
State	AZ
Zip	85367-6186
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHS-20
Legal Description	SUBDIVISION: FOOTHILLS SUB 2 LOT: 56 W2 AKA PARCEL A JUNIOR CONSTRUCTION PARCEL MAP BK 6 PG 61 SECTION: 16 TOWNSHIP: 09S RANG
Legal Range	21W
Legal Township	09S
Legal Section	16
Legal Subdivision	FOOTHILLS SUB 2
Legal Lot Number	56
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	2
Census Block	2018
Census Tract	11123

Owner

Source: Yuma County records · APN 728-12-088

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	12782 E 43RD ST, YUMA, AZ 85367-6186

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 24, 2009 · Amount on Record
Deed Sale	Feb 24, 2009 · Amount on Record
Prior Sale	Jun 22, 2007 · Amount on Record
Deed Document Number	2009005104
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Recording Date	Jul 13, 2026
Property Address	12782 E 43RD ST, YUMA, AZ 85367-6186
Document Number	0000017453
Instrument Date	Jul 07, 2026
Instrument	202617453
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	12782 E 43RD ST, YUMA, AZ 85367-6186

Mortgage

Document Number	0000017453,
Date	Jul 13, 2026
Instrument	202617453

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.52%
Max Rate	-1%

Tax Assessment & Valuation

Source: Yuma County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,303.00	$14,946 Land $1,479 Building $13,467	$164,957 Land $16,320 Building $148,637

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Yuma County (04027C), as of December 5, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040270111232, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 366 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AZ0414004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FOOTHILLS WATER AND SEWER LLC private · serves 32,425 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	117 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.