12780 Pine Rd, North Miami (Miami), FL 33181 Property Records

Miami-Dade County property record for 12780 Pine Rd, North Miami, FL 33181

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,528 sqft · built 1957
Lot Size	0.215 acres (9,375 sqft)
Owner	Individual Name on File
Last Sale	$682,000 (Sep 2010)
Tax Bill	$13,130 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`06-2228-017-0520`

Property Details

APN / Parcel Number

Primary APN	`06-2228-017-0520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,528 sqft Living Area
Gross Area	2,621 sqft
1st Floor Area	2,528 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Area	173 sqft

Exterior Amenities

Porch	Porch
Porch Area	46 sqft
Patio Area	640 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	12780 PINE RD
City	NORTH MIAMI
State	FL
Zip	33181-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0900
Legal Description	28 52 42 KEYSTONE ISLAND NO 3PB 60-57 LOT 3 & RIP RTS BLK 11 LOT SIZE 75.000 X 125 OR 18179-4254 0698 1
Legal Range	42E
Legal Township	52S
Legal Section	28
Legal Subdivision	KEYSTONE ISLAND NO 3
Legal Block	11
Legal Lot Number	3
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1004
Census Tract	120

Owner

12780 Pine Rd is owned and occupied by an individual who acquired it in April 2013.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	12780 PINE RD, NORTH MIAMI, FL 33181-2423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2010 · Amount on File
Deed Sale	Sep 20, 2010 · Amount on File
Prior Sale	Jul 8, 1998 · Amount on File
Deed Document Number	2010636563
Deed Book / Page	27426 / 1822
Last Transfer Date	Apr 9, 2013
Transfer Doc	0000275556
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	12780 PINE RD, NORTH MIAMI, FL 33181-2423
Document Number	0000223417
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12780 PINE RD NORTH MIAMI FL 331812423, NORTH MIAMI, FL 33181-2423

Mortgage

Document Number	0000223417
Date	Apr 10, 2019
Book Page	031398/004653
Instrument	223417

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12780 Pine Rd was $13,130 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	North Miami City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,130.00 Homeowner's exemption	$585,949	$2,214,995 Land $1,875,000 Building $339,995
2023	$12,309.00 (+3.07%) Homeowner's exemption	$552,851 (+3%)	$1,934,168 (+40.99%) Land $1,593,750 Building $340,418
2022	$11,942.00 Homeowner's exemption	$536,749	$1,371,880 Land $1,031,250 Building $340,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12780 Pine Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 377 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	377 in force
Nearby Flood Claims	22 (1992–2024)
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 11 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12780 Pine Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORTH MIAMI serves 89,349 people · EPA ID FL4130977
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20