12780 Oak St, Largo, FL 33774 Property Records

Pinellas County property record for 12780 Oak St, Largo, FL 33774

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,179 sqft · built 1987
Lot Size0.228 acres (9,958 sqft)
Owner2 Individual Names on Record
Last Sale$72,100 (Apr 1987)
Tax Bill$2,263 (2025)
Flood ZoneZone X (minimal risk)
APNC62-000-749-6527-8

Property Details

APN / Parcel Number

Primary APNC62-000-749-6527-8
Alternative APNs
  • 08-30-15-00000-330-1010
  • 153008000003301010
  • R90014

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,179 sqft Heated Area
1st Floor Area1,179 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1999
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,958 sqft (0.228 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage Area209 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area52 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR90014
Old Parcel Number153008000003301010
Street Address12780 OAK ST
CityLARGO
StateFL
Zip33774-3124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFROM SW COR OF SEC RUN N 658.91FT TH E 133FT FOR POB TH E 200.06FT TH S 50 FT TH W 200.06FT & N 50FT TO POB
Legal Range15
Legal Township30
Legal Section08
Legal SubdivisionACREAGE & UNREC
Legal Block330
Legal Lot Number1010
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group4
Census Block4001
Census Tract25209

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address12780 OAK ST, LARGO, FL 33774-3124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 1987 · Amount on Record
Deed SaleApr 14, 1987 · Amount on Record
Deed Document Number0006470457
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,263.00 (+8.69%) Homeowner's exemption$161,406 (+5.99%)$317,136 (+7.46%) Land $119,176 Building $197,960
2023$2,082.00 (+3.58%) Homeowner's exemption$152,288 (+3%)$295,111 (+18.24%) Land $141,228 Building $153,883
2022$2,010.00 Homeowner's exemption$147,852$249,576 Land $129,052 Building $120,524

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims3 (2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Oak St

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