12780 N Avondale Loop, Hayden, ID 83835 Property Records

Kootenai County property record for 12780 N Avondale Loop, Hayden, ID 83835

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,800 sqft · built 1978
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,481 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51N03W071400`

Property Details

APN / Parcel Number

Primary APN	`51N03W071400`
Alternative APN	`140769`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Construction Type	Frame
Foundation Type	Concrete
Lot Area	49,223 sqft (1.13 acres)
Garage Type	Attached
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces
Gazebo	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	140769
Street Address	12780 N AVONDALE LOOP
City	HAYDEN
State	ID
Zip	83835-7531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAX #18594 [IN SW-NE] 0751N03W
Legal Subdivision	SW-NE
Jurisdiction	KOOTENAI ID
Township / Civil Division	COEUR D'ALENE
Census Block Group	1
Census Block	1001
Census Tract	1801

Owner

12780 N Avondale Loop is owned and occupied by two individuals who acquired it in December 2017.

Source: Kootenai County records, as of December 1, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	12780 N AVONDALE LOOP, HAYDEN, ID 83835-7531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage IDAHO CENTRAL CREDIT UNION
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage ONE NEVADA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2017
Deed Sale	Dec 15, 2017
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Recording Date	Apr 6, 2026
Property Address	12780 N AVONDALE LOOP, HAYDEN, ID 83835-7531
Document Number	0003038229
Instrument Date	Apr 1, 2026
Instrument	20263038229
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0003038229,
Date	Apr 6, 2026
Instrument	20263038229

Lender

Name	IDAHO CENTRAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.43%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	12780 N AVONDALE LOOP, HAYDEN, ID 83835-7531
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	KOOTENAI COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2746271000
Date	Apr 17, 2020
Instrument	2746271000

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	12780 N AVONDALE LOOP, HAYDEN, ID 83835-7531
Transaction Type	Mortgage
Record Updated	Jan 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2624562000
Date	Dec 15, 2017
Instrument	2624562000

Lender

Name	ONE NEVADA CU
Type	Credit Union
Address	LAS VEGAS, NV 89121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12780 N Avondale Loop was $2,481 with a homeowner's exemption, up 2.4% from the year before.

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Coeur d'Alene School District 271 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,481.00 (+2.44%) Homeowner's exemption	$796,059 Land $332,340 Building $463,719	$796,059 Land $332,340 Building $463,719
2024	$2,422.00 (+7.22%)
2023	$2,259.00 (-27.43%) Homeowner's exemption	$816,888 (-11.61%) Land $332,340 Building $484,548	$816,888 (-11.61%) Land $332,340 Building $484,548
2022	$3,113.00 Homeowner's exemption	$924,194 Land $352,340 Building $571,854	$924,194 Land $352,340 Building $571,854

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12780 N Avondale Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12780 N Avondale Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAYDEN LAKE IRRIGATION DIST public/private · serves 9,375 people · EPA ID ID1280087
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Intermax Networks, TDS Telecom, Ziply Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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