12780 Coronado Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 12780 Coronado Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,984 sqft · built 2019
Lot Size	0.519 acres (22,616 sqft)
Owner	2 Individual Names on File
Last Sale	$388,000 (Apr 2025)
Tax Bill	$3,169 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5100-0656-0100`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5100-0656-0100`
Alternative APNs	`00524114` `524114`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,984 sqft Living Area
Gross Area	2,554 sqft
1st Floor Area	1,984 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Block/Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,616 sqft (0.519 acres)
Lot Dimensions	175 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00524114
Street Address	12780 CORONADO DR
City	SPRING HILL
State	FL
Zip	34609-5613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 10 BLK 656 LOT 10
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 10
Legal Block	656
Legal Lot Number	10
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2033
Census Tract	40912

Owner

12780 Coronado Dr is owned and occupied by two individuals who bought it in April 2025.

Source: Hernando County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12780 CORONADO DR, SPRING HILL, FL 34609-5613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 10, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Oct 10, 2019	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC
Mar 6, 2019	Loan Modification, Mortgage STEEL CITY TITLE INC, STEEL CTY TITLE INC
Dec 14, 2018	Grant Deed, Transfer STEEL CITY TITLE INC, STEEL CTY TITLE INC
Nov 1, 2018	Grant Deed, Transfer MERIDIAN TITLE
Sep 5, 2018	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2025 · Amount on File
Deed Sale	Apr 3, 2025 · Amount on File
Prior Sale	Oct 10, 2019 · Amount on File
Deed Document Number	202522336
Deed Book / Page	4541 / 446
Prior Transfer Date	Sep 5, 2018
Prior Transfer Doc	0036191671
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12780 CORONADO DR, SPRING HILL, FL 34609-5613
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1278 CORONADO DR, SPRING HILL, FL 34609

Mortgage

Document Number	0041291418
Date	Feb 18, 2022
Book Page	4129/1418
Instrument	2022013276

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12780 CORONADO DR, SPRING HILL, FL 34609-5613
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12780 CORONADO DR, SPRING HILL, FL 34609-5613

Mortgage

Document Number	0039501819
Date	Feb 10, 2021
Book Page	3950/1819
Instrument	2021009090

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 10, 2019
Property Address	12780 CORONADO DR, SPRING HILL, FL 34609-5613
Document Number	0037600278
Book / Page	3760 / 0278
Map Reference	MB 10 PG 54-66
Instrument Date	Sep 27, 2019
Instrument	2019063386
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	STEEL CITY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,642.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12780 CORONADO DR, SPRING HILL, FL 34609-5613

Mortgage

Document Number	0003760279
Date	Oct 10, 2019
Instrument	3760/279

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	12780 CORONADO DR, SPRING HILL, FL 34609-5613
Document Number	0036770940
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1383 ROUTE 30 CLINTON PA 150261743, CLINTON, PA 15026-1743

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 14, 2018
Property Address	12780 CORONADO DR, SPRING HILL, FL 34609-5613
Document Number	0036511734
Book / Page	003651 / 001734
Instrument Date	Nov 15, 2018
Instrument	74629
Transaction Type	Transfer
Record Updated	Jan 17, 2019
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9416 CAMDEN FIELD PKWY RIVERVIEW FL 335780519, RIVERVIEW, FL 33578-0519

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 1, 2018
Property Address	12780 CORONADO DR, SPRING HILL, FL 34609-5613
Document Number	0036381151
Book / Page	003638 / 001151
Instrument Date	Oct 29, 2018
Instrument	66197
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount on Record
Tax	$133.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13624 GARRIS DR HUDSON FL 346671523, HUDSON, FL 34667-1523

September 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 5, 2018
Property Address	12780 CORONADO DR, SPRING HILL, FL 34609-5613
Document Number	0036191671
Book / Page	003619 / 001671
Instrument Date	Sep 5, 2018
Instrument	53760
Transaction Type	Foreclosure
Record Updated	Sep 28, 2018

Transaction

Amount	Amount on Record
Tax	$79.10
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	92 SW 3RD ST #1608 MIAMI FL 331303078, 1608, MIAMI, FL 33130-3078
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 12780 Coronado Dr was $3,169.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,169.00	$212,984	$318,517 Land $50,886 Building $267,631
2023		$200,953 (+3%) Land $200,953
2022	$2,451.00 Homeowner's exemption	$195,100	$327,106 Land $45,232 Building $281,874

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12780 Coronado Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12780 Coronado Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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