12780 Claridon Troy Rd, Chardon, OH 44024 Property Records

Geauga County property record for 12780 Claridon Troy Rd, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,656 sqft · built 1860
Lot Size	11.5 acres (501,376 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Aug 2020)
Tax Bill	$3,737 (2025)
Deeds & Mortgages	Apr 2019 Construction Loan Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-050100`

Property Details

APN / Parcel Number

Primary APN	`12-050100`
Alternative APN	`001061-5`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,656 sqft Living Area
1st Floor Area	1,096 sqft
Upper Floors Area	560 sqft
Basement Area	320 sqft
Unfinished Basement	320 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	501,376 sqft (11.5 acres)
Garage Area	1,504 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	175 sqft
Patio Area	463 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	001061-5
Street Address	12780 CLARIDON TROY RD
City	CHARDON
State	OH
Zip	44024-7930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2 SEC 12 EAST SURVEY
Legal Lot Number	2
Jurisdiction	GEAUGA OH
Township / Civil Division	CLARIDON
Census Block Group	3
Census Block	3010
Census Tract	310900

Owner

12780 Claridon Troy Rd is owned and occupied by an individual who bought it in August 2020.

Source: Geauga County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	12780 CLARIDON TROY RD, CHARDON, OH 44024-7930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2019	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Aug 26, 2020	Fiduciary Deed, Transfer · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2020 · Amount on File
Deed Sale	Aug 26, 2020 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	2020968695
Deed Book / Page	2101 / 1164
Prior Transfer Date	Jun 30, 2004
Prior Transfer Doc	0017350557
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	12780 CLARIDON TROY RD, CHARDON, OH 44024-7930
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020682088
Date	Apr 3, 2019
Book Page	2068/2088
Instrument	201900947506

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 21, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	GEAUGA OH
Recording Date	Aug 26, 2020
Property Address	12780 CLARIDON TROY RD, CHARDON, OH 44024-7930
Document Number	0021011164
Book / Page	2101 / 1164
Instrument Date	Jun 30, 2004
Instrument	202000968695
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	TITLE PROFESSIONAL GROUP LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12780 CLARIDON TROY RD, CHARDON, OH 44024-7930

Mortgage

Document Number	202000968696
Date	Aug 26, 2020
Instrument	202000968696

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12780 Claridon Troy Rd was $3,737 with a homeowner's exemption, down 0.6% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Claridon Township
Unified School District	Berkshire Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,737.00 (-0.64%)	$97,620 (-) Land $34,370 Building $63,250
2024	$3,761.00 (+1.48%) Homeowner's exemption	$97,620 (-) Land $34,370 Building $63,250
2023	$3,706.00 Homeowner's exemption	$97,620 (+39.16%) Land $34,370 Building $63,250	$278,900 Land $98,200 Building $180,700
2022		$70,150 Land $28,390 Building $41,760
2021	$2,937.00
2020			$200,400 Land $81,100 Building $119,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12780 Claridon Troy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12780 Claridon Troy Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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