12780 39th Ct NE, Saint Michael, MN 55376 Property Records

Wright County property record for 12780 39th Ct NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,262 sqft · built 2018
Lot Size	0.269 acres (11,732 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Jun 2021)
Tax Bill	$6,108 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`114-335-003110`

Property Details

APN / Parcel Number

Primary APN	`114-335-003110`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,262 sqft Living Area
1st Floor Area	1,158 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,732 sqft (0.269 acres)
Garage Type	Attached
Garage Area	678 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12780 39TH CT NE
City	SAINT MICHAEL
State	MN
Zip	55376-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-18 TWP-120 RANGE-023 RIVERS EDGE LOT-011 BLOCK-003
Legal Range	023
Legal Township	120
Legal Section	18
Legal Subdivision	RIVERS EDGE
Legal Block	3
Legal Lot Number	11
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	4
Census Block	4009
Census Tract	100805

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12780 39TH CT NE, SAINT MICHAEL, MN 55376-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Mar 9, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 19, 2019	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 26, 2018	Grant Deed, Subdivision Related Transfer ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO
Nov 26, 2018	Warranty Deed, Transfer FIVE POINTS BANK OF HASTINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Prior Sale	Nov 19, 2019 · Amount on Record
Deed Document Number	20211474552
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 23, 2021
Property Address	12780 39TH CT NE, SAINT MICHAEL, MN 55376-2206
Document Number	0001474552
Instrument Date	Jun 18, 2021
Instrument	1474552
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY QUALIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,699.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12780 39TH CT NE, SAINT MICHAEL, MN 55376-2206

Mortgage

Document Number	0001474553
Date	Jun 23, 2021
Instrument	1474553

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	12780 39TH CT NE, SAINT MICHAEL, MN 55376-2206
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12780 39TH CT NE, SAINT MICHAEL, MN 55376-2206

Mortgage

Document Number	0001461470
Date	Mar 9, 2021
Instrument	1461470

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Nov 1, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 19, 2019
Property Address	12780 39TH CT NE, SAINT MICHAEL, MN 55376-2206
Document Number	0001411425
Instrument Date	Oct 21, 2019
Instrument	1411425
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	FSA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.97
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12780 39 COUT NE, SAINT MICHAEL, MN 55376

Mortgage

Document Number	0001411427
Date	Nov 19, 2019
Instrument	1411427

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 26, 2018
Property Address	12780 39TH CT NE, SAINT MICHAEL, MN 55376-2206
Document Number	0001384787
Instrument Date	Nov 15, 2018
Instrument	1384787
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2018
Title Company	ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,220.97
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 173 ALEXANDRIA MN 563080173, ALEXANDRIA, MN 56308-0173

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 26, 2018
Property Address	12780 39TH CT NE, SAINT MICHAEL, MN 55376-2206
Document Number	0001384784
Instrument Date	Oct 14, 2018
Instrument	1384784
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	CARVER COUNTY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.97
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 173, ALEXANDRIA, MN 56308-0173

Mortgage

Document Number	0001384785
Date	Nov 26, 2018
Instrument	1384785

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,108.00 (+18.46%)	$542,200 (+5.34%) Land $120,000 Building $422,200	$542,200 (+5.34%) Land $120,000 Building $422,200
2025		$514,700 (-3.12%) Land $122,000 Building $392,700	$514,700 (-3.12%) Land $122,000 Building $392,700
2023	$5,156.00 (-1.53%)	$531,300 Land $121,000 Building $410,300	$531,300 Land $121,000 Building $410,300
2022	$5,236.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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