1278 Whitecliff Rd, Thousand Oaks, CA 91360 Property Records

Ventura County property record for 1278 Whitecliff Rd, Thousand Oaks, CA 91360

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,016 sqft · built 1962
Lot Size	0.227 acres (9,892 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Oct 2020)
Tax Bill	$7,662 (2025)
Deeds & Mortgages	Sep 2021 Transfer Oct 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`677-0-242-035`

Property Details

APN / Parcel Number

Primary APN	`677-0-242-035`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,016 sqft Living Area
1st Floor Area	1,016 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	9,892 sqft (0.227 acres)
Lot Dimensions	117 ft deep x 85 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Pool Area	450 sqft
Patio Area	300 sqft

Location & Zoning

Street Address	1278 WHITECLIFF RD
City	THOUSAND OAKS
State	CA
Zip	91360-5146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	TRACT: 140602 LOT: 241 REF: 033MR 051
Legal Subdivision	1406-2
Legal Tract	140602
Legal Block	242
Legal Lot Number	241
Jurisdiction	VENTURA CA
Township / Civil Division	THOUSAND OAKS
Census Block Group	2
Census Block	2000
Census Tract	6800

Owner

1278 Whitecliff Rd is owned and occupied by two individuals who acquired it in July 2021.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1278 WHITECLIFF RD, THOUSAND OAKS, CA 91360-5146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Intrafamily Transfer, Transfer
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Oct 1, 2020	Grant Deed, Transfer · Conventional Mortgage ARCSTONE FINANCIAL INC
Feb 8, 2018	Grant Deed, Transfer · Conventional with PMI MR COOPER
Feb 8, 2018	Quit Claim Deed, Transfer MR COOPER
Nov 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage KARDIA LLC
Jul 10, 2017	Grant Deed, Transfer FIRST CLASS FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Feb 8, 2018 · Amount on File
Deed Document Number	2020160017
Last Transfer Date	Jul 7, 2021
Transfer Doc	0000163245
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Sep 1, 2021
Property Address	1278 WHITECLIFF RD, THOUSAND OAKS, CA 91360-5146
Document Number	0000163245
Map Reference	MB 33 PG 51
Instrument Date	Jul 7, 2021
Instrument	20210901-00163245
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1278 WHITECLIFF RD, THOUSAND OAKS, CA 91360-5146

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1278 WHITECLIFF RD, THOUSAND OAKS, CA 91360-5146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118053
Date	Oct 1, 2019
Instrument	20191001-00118053

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Oct 1, 2020
Property Address	1278 WHITECLIFF RD, THOUSAND OAKS, CA 91360-5146
Document Number	0000160017
Map Reference	MB 33 PG 51
Instrument Date	Sep 21, 2020
Instrument	20201001-00160017
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1278 WHITECLIFF RD, THOUSAND OAKS, CA 91360-5146

Mortgage

Document Number	0000160018
Date	Oct 1, 2020
Instrument	20201001-00160018

Lender

Name	ARCSTONE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 8, 2018
Property Address	1278 WHITECLIFF RD, THOUSAND OAKS, CA 91360-5146
Document Number	0000014114
Instrument Date	Feb 7, 2018
Instrument	14114
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$586.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1278 WHITECLIFF RD THOUSAND OAKS CA 913605146, THOUSAND OAKS, CA 91360-5146

Mortgage

Document Number	14116
Date	Feb 8, 2018
Instrument	14116

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 8, 2018
Property Address	1278 WHITECLIFF RD, THOUSAND OAKS, CA 91360-5146
Document Number	0000014115
Instrument Date	Feb 7, 2018
Instrument	14115
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1278 WHITECLIFF RD THOUSAND OAKS CA 913605146, THOUSAND OAKS, CA 91360-5146

Mortgage

Document Number	14116
Date	Feb 8, 2018
Instrument	14116

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1278 WHITECLIFF RD, THOUSAND OAKS, CA 91360-5146
Document Number	0000156329
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12367 HOLLYHOCK DR #4 RANCHO CUCAMONGA CA 917398085, 4, RANCHO CUCAMONGA, CA 91739-8085
Investor	Possibly a Property Investor

Mortgage

Document Number	0000156329
Date	Dec 4, 2017
Instrument	156329

Lender

Name	KARDIA LLC
Address	12223 HIGHLAND AVE # 106-24, RANCHO CUCAMONGA, CA 91739-2574

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 10, 2017
Property Address	1278 WHITECLIFF RD, THOUSAND OAKS, CA 91360-5146
Document Number	0000088217
Map Reference	MB33 PG51-55
Instrument Date	May 11, 2017
Instrument	20170710-00088217
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1278 WHITECLIFF RD, THOUSAND OAKS, CA 91360-5146

Mortgage

Document Number	0000088219
Date	Jul 10, 2017
Instrument	20170710-00088219

Lender

Name	FIRST CLASS FUNDING

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1278 Whitecliff Rd was $7,662, up 2.4% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Thousand Oaks City
Unified School District	Conejo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$690,050 (+2%) Land $448,810 Building $241,240
2025	$7,662.00 (+2.41%)	$676,520 Land $440,010 Building $236,510
2024	$7,482.00 (+3%)
2023	$7,264.00 (+1.77%)	$650,250 Land $422,923 Building $227,327
2022	$7,138.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1278 Whitecliff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1278 Whitecliff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THOUSAND OAKS WATER DEPARTMENT serves 54,770 people · EPA ID CA5610020
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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