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1278 Washington Ave, Baker, FL 32531 Property Records

Okaloosa County property record for 1278 Washington Ave, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,350 sqft · built 2000
Lot Size0.227 acres (9,881 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Jan 2022)
Tax Bill$1,335 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-592-8772-2

Property Details

APN / Parcel Number

Primary APNC56-000-592-8772-2
Alternative APNs
  • 06-3N-24-0100-0008-0090
  • 24N306010000080090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,350 sqft Living Area
Gross Area1,851 sqft
1st Floor Area1,350 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area9,881 sqft (0.227 acres)
Lot Width100 ft Width
Garage TypeAttached
Garage Area240 sqft
PorchFinished/Open Porch
Porch Area261 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1278 WASHINGTON AVE
CityBAKER
StateFL
Zip32531-2706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAKER LAND CO ADD LOTS 9 & 10 BLK 8
Legal Range24W
Legal Township03N
Legal Section06
Legal SubdivisionBAKER LAND CO ADD
Legal Block8
Legal Lot Number90
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group3
Census Block3016
Census Tract20102

Owner

1278 Washington Ave is owned and occupied by two individuals who bought it in January 2022.

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1278 WASHINGTON AVE, BAKER, FL 32531-2706
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 3, 2020Special Warranty Deed, Transfer · VA Mortgage
WATERSTONE MORTGAGE CORP
Aug 17, 2020Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 25, 2022 · Amount on File
Deed SaleJan 25, 2022 · Amount on File
Prior SaleNov 3, 2020 · Amount on File
Deed Document Number20223521947
Deed Book / Page3600 / 2595
Prior Transfer DateMar 17, 2008
Prior Transfer Doc0028654878
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 25, 2022
Property Address1278 WASHINGTON AVE, BAKER, FL 32531-2706
Document Number0036002595
Book / Page3600 / 2595
Map ReferenceMB A-8 PG 56
Instrument DateJan 24, 2022
Instrument3521947
Transaction TypeTransfer
Record UpdatedFeb 24, 2023
Title CompanyNOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1278 WASHINGTON AVE, BAKER, FL 32531-2706

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 142, ROME, NY 13442-0142

Mortgage

Document Number0036002597
DateJan 25, 2022
Instrument3600/2597
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

November 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 3, 2020
Property Address1278 WASHINGTON AVE, BAKER, FL 32531-2706
Document Number0035030921
Book / Page3503 / 921
Instrument DateOct 28, 2020
Instrument3404447
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyMAJESTY TITLE SERVICES

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,182.30
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2086, LUTZ, FL 33548-2086

Transferred To (Grantee/Buyer)

NameVerified Name
Address1278 WASHINGTON ST, BAKER, FL 32531-2706

Mortgage

Document Number0003503924
DateNov 3, 2020
Instrument3503/924
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

August 2020: Foreclosure

Document TypeForeclosure
JurisdictionOKALOOSA FL
Recording DateAug 17, 2020
Property Address1278 WASHINGTON AVE, BAKER, FL 32531-2706
Document Number0034842038
Book / Page003484 / 002038
Instrument DateAug 6, 2020
Instrument3382933
Transaction TypeForeclosure
Record UpdatedOct 1, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$519.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 2086 LUTZ FL 335482086, LUTZ, FL 33548-2086

Tax Assessment & Valuation

The 2025 property tax bill for 1278 Washington Ave was $1,335 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,335.00 Homeowner's exemption$164,080 Land $8,340 Building $155,740$164,080 Land $8,340 Building $155,740
2023$1,607.00 (+6.85%)$156,179 (+8.52%) Land $7,086 Building $149,093$156,179 (+8.52%) Land $7,086 Building $149,093
2022$1,504.00$143,919 Land $6,622 Building $137,297$143,919 Land $6,622 Building $137,297

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1278 Washington Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1278 Washington Ave is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAKER WATER SYSTEM, INC.
serves 2,930 people · EPA ID FL1460043
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50

May also be available: T-Mobile.

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