San Diego County property record for 1278 Vernon Ct, Chula Vista, CA 91913
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,489 sqft · built 2001 |
| Lot Size | 0.171 acres (7,466 sqft) |
| Owner | Trust Name on File |
| Last Sale | $585,000 (Nov 2008) |
| Tax Bill | $10,604 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 642-440-32-00 |
| Primary APN | 642-440-32-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,489 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 7,466 sqft (0.171 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1278 VERNON CT |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91913-1425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC10SF3 |
| Legal Description | LOT 67 TR 013686 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 013686 |
| Legal Block | 1 |
| Legal Lot Number | 67 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 13322 |
1278 Vernon Ct is owner-occupied and held in a trust since April 2015.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1278 VERNON CT, CHULA VISTA, CA 91913-1425 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2008 · Amount on File |
| Deed Sale | Nov 20, 2008 · Amount on File |
| Prior Sale | Dec 18, 2007 · Amount on File |
| Deed Document Number | 2008601454 |
| Last Transfer Date | Apr 6, 2015 |
| Transfer Doc | 0000173064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1278 VERNON CT, CHULA VISTA, CA 91913-1425 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | TICOR TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 1278 VERNON CT, CHULA VISTA, CA 91913-1425 |
| Document Number | 0000329910 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021-0329910 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | SAN CLEMENTE, CA 92672 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
The 2025 property tax bill for 1278 Vernon Ct was $10,604 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $768,385 (+2%) Land $315,234 Building $453,151 | |
| 2025 | $10,604.00 Homeowner's exemption | $753,319 Land $309,053 Building $444,266 |
| 2023 | $12,920.00 (+2.92%) Homeowner's exemption | $724,068 Land $297,053 Building $427,015 |
| 2022 | $12,553.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1278 Vernon Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1278 Vernon Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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