1278 Trail Ridge Rd, Longmont, CO 80504 Property Records

Boulder County property record for 1278 Trail Ridge Rd, Longmont, CO 80504

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,557 sqft · built 1998
Lot Size	0.109 acres (4,745 sqft)
Owner	2 Individual Names on File
Last Sale	$663,000 (Apr 2022)
Tax Bill	$3,639 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1205-36-3-06-008`

Property Details

APN / Parcel Number

Primary APN	`1205-36-3-06-008`
Alternative APNs	`R0123189` `0123189`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,557 sqft Living Area
Gross Area	2,998 sqft
1st Floor Area	1,094 sqft
Upper Floors Area	399 sqft
Basement Area	1,064 sqft
Finished Basement	1,064 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,745 sqft (0.109 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0123189
Street Address	1278 TRAIL RIDGE RD
City	LONGMONT
State	CO
Zip	80504-8763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 6 WOLF CREEK FLG 1
Legal Range	69
Legal Township	3N
Legal Section	36
Legal Subdivision	WOLF CREEK FLG 1 - LG
Legal Block	6
Legal Lot Number	8
Jurisdiction	BOULDER CO
Township / Civil Division	LONGMONT
Census Block Group	1
Census Block	1021
Census Tract	13508

Owner

1278 Trail Ridge Rd is owned and occupied by two individuals who bought it in April 2022.

Source: Boulder County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1278 TRAIL RIDGE RD, LONGMONT, CO 80504-8763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Special Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN TRUST BANK
Oct 16, 2019	Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE ALLIANCE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2022 · Amount on File
Deed Sale	Apr 20, 2022 · Amount on File
Prior Sale	Oct 16, 2019 · Amount on File
Deed Document Number	20223957771
Prior Transfer Date	Dec 12, 2012
Prior Transfer Doc	0003276495
Record Updated	Oct 29, 2026

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Apr 20, 2022
Property Address	1278 TRAIL RIDGE RD, LONGMONT, CO 80504-8763
Document Number	0003957771
Instrument Date	Apr 19, 2022
Instrument	3957771
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1278 TRAIL RIDGE RD, 1278, LONGMONT, CO 80504-8763

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1278 TRAIL RIDGE RD, LONGMONT, CO 80504-8763

Mortgage

Document Number	0003957772
Date	Apr 20, 2022
Instrument	3957772

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Oct 16, 2019
Property Address	1278 TRAIL RIDGE RD, LONGMONT, CO 80504-8763
Document Number	0003742826
Map Reference	FILE2114 DOC01593411
Instrument Date	Oct 15, 2019
Instrument	3742826
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1278 TRAIL RIDGE RD, LONGMONT, CO 80504-8763
Investor	Possibly a Property Investor

Mortgage

Document Number	0003742827
Date	Oct 16, 2019
Instrument	3742827

Lender

Name	HOME MORTGAGE ALLIANCE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1278 Trail Ridge Rd was $3,639.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Longmont City
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,948 (-2.08%) Land $3,389 Building $30,559	$554,700 (-) Land $105,300 Building $449,400
2025	$3,639.00	$34,669 Land $6,581 Building $28,088	$554,700 Land $105,300 Building $449,400
2023	$3,211.00 (+15.09%)	$37,721 (+33.78%) Land $7,263 Building $30,458	$563,000 (+38.77%) Land $108,400 Building $454,600
2022	$2,790.00	$28,196 Land $5,463 Building $22,733	$405,700 Land $78,600 Building $327,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1278 Trail Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1278 Trail Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LONGMONT serves 104,178 people · EPA ID CO0107485
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NextLight Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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