1278 Terra Alta Dr, Milpitas, CA 95035 Property Records

Santa Clara County property record for 1278 Terra Alta Dr, Milpitas, CA 95035

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,082 sqft · built 1990
Lot Size	0.041 acres (1,804 sqft)
Owner	Trust Name on File
Last Sale	$809,000 (Sep 2014)
Tax Bill	$11,420 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone D (undetermined)
APN	`088-45-033`

Property Details

APN / Parcel Number

Primary APN	`088-45-033`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,082 sqft Living Area
1st Floor Area	902 sqft
2nd Floor Area	1,180 sqft
Family Room	Family Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,804 sqft (0.041 acres)
Garage Area	457 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1278 TERRA ALTA DR
City	MILPITAS
State	CA
Zip	95035-7844
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1-3
Legal Description	HILLCREST LOT 22
Legal Subdivision	HILLCREST
Legal Tract	8205
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1005
Census Tract	504415

Owner

1278 Terra Alta Dr, a condominium, is owner-occupied and held in a trust since October 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	1278 TERRA ALTA DR, MILPITAS, CA 95035-7844
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit PREMIERONE CU
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2014 · Amount on File
Deed Sale	Sep 30, 2014 · Amount on File
Prior Sale	Mar 6, 2007 · Amount on File
Deed Document Number	201422729036
Last Transfer Date	Oct 16, 2020
Transfer Doc	0024672178
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1278 TERRA ALTA DR, MILPITAS, CA 95035-7844
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	UNKNOWN, MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1278 TERRA ALTA DR, MILPITAS, CA 95035-7844

Mortgage

Document Number	0025917907
Date	Dec 15, 2025
Instrument	25917907

Lender

Name	PREMIERONE CU
Type	Credit Union
Address	6640 VIA DEL ORO, SAN JOSE, CA 95119

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 31, 2055

Interest

Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1278 TERRA ALTA DR, MILPITAS, CA 95035-7844
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024502063
Date	Jun 11, 2020
Instrument	24502063

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1278 Terra Alta Dr was $11,420 with a homeowner's exemption, up 2.7% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$991,731 (+2%) Land $545,391 Building $446,340
2025	$11,420.00 (+2.72%)	$972,287 Land $534,698 Building $437,589
2024	$11,118.00 (+0.3%)
2023	$11,085.00 (+0.39%)	$934,534 Land $513,936 Building $420,598
2022	$11,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1278 Terra Alta Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1278 Terra Alta Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Terra Alta Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures