1278 S 7th Ave, Kankakee, IL 60901 Property Records

Kankakee County property record for 1278 S 7th Ave, Kankakee, IL 60901

Property Summary

Property Type	Single Family Home
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,844 (2025)
Deeds & Mortgages	Dec 2025 Transfer Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-17-06-434-009`

Property Details

APN / Parcel Number

Primary APN	`16-17-06-434-009`

Exterior

Lot Area	7,500 sqft (0.172 acres)

Location & Zoning

Street Address	1278 S 7TH AVE
City	KANKAKEE
State	IL
Zip	60901-4710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH ADDN LOT 18 BLK 41 06-30-13W
Legal Subdivision	SOUTH ADD
Legal Block	41
Legal Lot Number	18
Jurisdiction	KANKAKEE IL
Township / Civil Division	KANKAKEE
Census Block Group	3
Census Block	3047
Census Tract	12200

Owner

1278 S 7th Ave is owned and occupied by two individuals who acquired it in December 2025.

Source: Kankakee County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1278 S 7TH AVE, KANKAKEE, IL 60901-4710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Intrafamily Transfer, Transfer
Nov 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage HUD
May 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage HUD
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 18, 2025
Transfer Doc	0202512292
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANKAKEE IL
Recording Date	Dec 18, 2025
Property Address	1278 S 7TH AVE, KANKAKEE, IL 60901-4710
Document Number	0202512292
Instrument Date	Dec 18, 2025
Instrument	202512292
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1278 N KANKAKEE, KANKAKEE, IL 60901

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1278 N KANKAKEE, KANKAKEE, IL 60901

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	1278 S 7TH AVE, KANKAKEE, IL 60901-4710
Transaction Type	Mortgage
Record Updated	Dec 6, 2023
Title Company	KANKAKEE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202311075
Date	Nov 13, 2023
Instrument	202311075

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Mar 1, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	1278 S 7TH AVE, KANKAKEE, IL 60901-4710
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	HOMESTAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202304607
Date	May 22, 2023
Instrument	202304607

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Mar 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	1278 S 7TH AVE, KANKAKEE, IL 60901-4710
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201442
Date	Feb 4, 2022
Instrument	202201442

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1278 S 7th Ave was $2,844 with exemptions applied, down 6.3% from the year before.

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Kankakee Township
Municipality	Kankakee City
Unified School District	Kankakee School District 111 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,844.00 (-6.32%)	$49,286 Land $6,395 Building $42,891	$147,858 Land $19,185 Building $128,673
2024	$3,036.00
2023		$38,684 Land $5,019 Building $33,665	$116,052 Land $15,057 Building $100,995
2022	$3,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1278 S 7th Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–1985)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1278 S 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications, Verizon.

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