1278 S 1250 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 1278 S 1250 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.25 ba · 3,345 sqft · built 2008
Lot Size	0.727 acres (31,671 sqft)
Owner	2 Individual Names on File
Last Sale	$593,800 (Oct 2019)
Tax Bill	$6,221 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Oct 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-591-0007`

Property Details

APN / Parcel Number

Primary APN	`41-591-0007`
Alternative APN	`320855`

Interior

Bedrooms	3 Beds
Full Baths	4.25 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,345 sqft Living Area
Gross Area	8,613 sqft
1st Floor Area	2,677 sqft
Basement Area	4,022 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	31,671 sqft (0.727 acres)
Garage Type	Attached
Garage Area	1,246 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	752 sqft
Deck Area	Deck Area
Patio Area	574 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	320855
Street Address	1278 S 1250 E
City	SPANISH FORK
State	UT
Zip	84660-5970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, PLAT A, HARWARD SUBDV. AREA 0.633 AC. ALSO COM S 110.68 FT & E 521.14 FT FR W 1/4 COR. SEC. 29, T8S, R3E, SLB&M.; N 89 DEG 25 39 E 19.43 FT; S 0 DEG 1 46 W .21 FT; S 0 DEG 1 46 W 210.09 FT; S 89 DEG 25 39 W 19.46 FT; N 0 DEG 2 22 E 210.3 FT TO
Legal Range	03E
Legal Township	08S
Legal Section	29
Legal Subdivision	WARD SUB
Legal Lot Number	5
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3008
Census Tract	3203

Owner

1278 S 1250 E is owned and occupied by two individuals who bought it in October 2019.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1278 S 1250 E, SPANISH FORK, UT 84660-5970
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DESERET FIRST CU
Oct 29, 2020	Deed of Trust, Mortgage · Line of Credit DESERET FIRST CU
Feb 11, 2020	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY CU
Oct 7, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 26, 2018	Deed of Trust, Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2019 · Amount on File
Deed Sale	Oct 7, 2019 · Amount on File
Prior Sale	Apr 17, 2008 · Amount on File
Deed Document Number	2019101870
Prior Transfer Date	Nov 13, 2006
Prior Transfer Doc	0000151981
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1278 S 1250 E, SPANISH FORK, UT 84660-5970
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109421
Date	Oct 13, 2022
Instrument	109421:2022

Lender

Name	DESERET FIRST CU
Type	Credit Union
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	72 Months
Due	Oct 23, 2028

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1278 S 1250 E, SPANISH FORK, UT 84660-5970
Document Number	0000174286
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1278 S 1250 E SPANISH FORK UT 846605970, SPANISH FORK, UT 84660-5970

Mortgage

Document Number	0000174286
Date	Nov 3, 2020
Instrument	174286

Lender

Name	DESERET FIRST CU
Type	Credit Union
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1278 S 1250 E, SPANISH FORK, UT 84660-5970
Document Number	0000019789
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1278 S 1250 E SPANISH FORK UT 846605970, SPANISH FORK, UT 84660-5970

Mortgage

Document Number	0000019789
Date	Feb 18, 2020
Instrument	19789

Lender

Name	UTAH CMNTY CU
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 17, 2045

Interest

Rate Type	Adjustable Rate

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Oct 7, 2019
Property Address	1278 S 1250 E, SPANISH FORK, UT 84660-5970
Document Number	0000101870
Instrument Date	Sep 30, 2019
Instrument	101870:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	GT TITLE SVCS SPANISH FORK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1278 S 1250 E, SPANISH FORK, UT 84660-5970

Mortgage

Document Number	0000101871
Date	Oct 7, 2019
Instrument	101871:2019

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2039

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1278 S 1250 E, SPANISH FORK, UT 84660-5970
Document Number	0000072029
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	VANGUARD TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1278 S 1250 E SPANISH FORK UT 846605970, SPANISH FORK, UT 84660-5970

Mortgage

Document Number	0000072029
Date	Jul 31, 2018
Instrument	72029

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jul 30, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 1278 S 1250 E was $6,221, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$640,035 (-45.5%)	$1,163,700 (-0.9%) Land $245,500 Building $918,200
2025	$6,221.00 (+0.02%)	$1,174,300 Land $245,500 Building $928,800	$1,174,300 Land $245,500 Building $928,800
2024	$6,220.00 (+19.39%)
2023	$5,210.00 (+6.59%)	$537,625	$977,500 Land $233,700 Building $743,800
2022	$4,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1278 S 1250 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1278 S 1250 E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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