1278 Rosita Rd, Pacifica, CA 94044 Property Records

San Mateo County property record for 1278 Rosita Rd, Pacifica, CA 94044

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,150 sqft · built 1973
Lot Size0.024 acres (1,040 sqft)
Owner2 Individual Names on File
Last Sale$765,000 (Sep 2020)
Tax Bill$11,142 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Apr 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN023-810-160

Property Details

APN / Parcel Number

Primary APN023-810-160

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,150 sqft Living Area
1st Floor Area730 sqft
2nd Floor Area420 sqft
Family RoomFamily Room
Game RoomGame Room

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area1,040 sqft (0.024 acres)
Lot Dimensions51 ft deep x 20 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1278 ROSITA RD
CityPACIFICA
StateCA
Zip94044-4223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM0000
Legal DescriptionLOT 18 BLK 1 CREEKSIDE RSM 75/27 30
Legal SubdivisionCREEKSIDE
Legal Block1
Legal Lot Number18
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group3
Census Block3005
Census Tract603300

Owner

1278 Rosita Rd is owned and occupied by two individuals who bought it in September 2020.

Source: San Mateo County records, as of July 15, 2026

Owner of Record2 Individual Names on File
Mailing Address1036 ANZA DR, PACIFICA, CA 94044-3313
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Grant Deed, Transfer · Conventional Mortgage
CELEBRITY HOME LOANS LLC
Apr 17, 2019Grant Deed, Transfer · ARM
WELLS FARGO BANK NA
Apr 17, 2019Affidavit of Death, Transfer
NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2020 · Amount on File
Deed SaleSep 25, 2020 · Amount on File
Prior SaleApr 17, 2019 · Amount on File
Deed Document Number2020101133
Record UpdatedOct 29, 2026

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateSep 25, 2020
Property Address1278 ROSITA RD, PACIFICA, CA 94044-4223
Document Number0000101133
Map ReferenceMB 75 PG 27-30
Instrument DateSep 18, 2020
Instrument2020-101133
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$841.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1278 ROSITA RD, PACIFICA, CA 94044-4223

Mortgage

Document Number0000101134
DateSep 25, 2020
Instrument2020-101134
Lender
NameCELEBRITY HOME LOANS LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateApr 17, 2019
Property Address1278 ROSITA RD, PACIFICA, CA 94044-4223
Document Number0000027606
Map ReferenceMB 75 PG 27-30
Instrument DateApr 9, 2019
Instrument2019-027606
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyNORTH AMERICAN TITLE CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1278 ROSITA RD, PACIFICA, CA 94044-4223

Mortgage

Document Number0000027607
DateApr 17, 2019
Instrument2019-027607
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueMay 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.5%
Index1-Year LIBOR
Max Rate8.5%

April 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN MATEO CA
Recording DateApr 17, 2019
Property Address1278 ROSITA RD, PACIFICA, CA 94044-4223
Document Number0000027605
Instrument DateApr 8, 2019
Instrument27605
Transaction TypeTransfer
Record UpdatedMay 7, 2019
Title CompanyNORTH AMERICAN TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1278 ROSITA RD PACIFICA CA 940444223, PACIFICA, CA 94044-4223

Tax Assessment & Valuation

The 2025 property tax bill for 1278 Rosita Rd was $11,142 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$844,620 (+2%) Land $422,310 Building $422,310
2025$11,142.00 Homeowner's exemption$828,060 Land $414,030 Building $414,030
2023$10,389.00 (+6.39%) Homeowner's exemption$795,906 Land $397,953 Building $397,953$769,590
2022$9,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1278 Rosita Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims14 (1979–2017)
Claims Outside the SFHA7 of 14
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1278 Rosita Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COAST COUNTY WATER DIST
serves 38,546 people · EPA ID CA4110025
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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