1278 Plainfield Ave, Orange Park, FL 32073 Property Records

Clay County property record for 1278 Plainfield Ave, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,364 sqft · built 1988
Lot Size	0.53 acres (23,086 sqft)
Owner	Individual Name on File
Last Sale	$47,500 (Jul 2003)
Tax Bill	$1,704 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Dec 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-04-26-019309-001-00`

Property Details

APN / Parcel Number

Primary APN	`41-04-26-019309-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	1,804 sqft
1st Floor Area	1,364 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	23,086 sqft (0.53 acres)
Lot Dimensions	126 ft deep x 167 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished/Open Porch
Porch Area	186 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1278 PLAINFIELD AVE
City	ORANGE PARK
State	FL
Zip	32073-3919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	PT OF N 1/3 OF LOT 15 SEC 3 O.P. AS REC OR 1132 PG 521; 1570 PG 1482 & 1637 PG 665 FJ & 2
Legal Range	26E
Legal Township	04S
Legal Section	41
Legal Subdivision	ORANGE PARK SEC 03
Legal Lot Number	15
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1012
Census Tract	30600

Owner

1278 Plainfield Ave is owned and occupied by an individual who bought it in July 2003.

Source: Clay County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1278 PLAINFIELD AVE, ORANGE PARK, FL 32073-3919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CLAY COUNTY
Dec 30, 2021	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2003 · Amount on File
Deed Sale	Jul 16, 2003 · Amount on File
Prior Sale	Jul 16, 2003 · Amount on File
Deed Document Number	200346538
Deed Book / Page	2228 / 1620
Prior Transfer Date	May 2, 2003
Prior Transfer Doc	0000027926
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1278 PLAINFIELD AVE, ORANGE PARK, FL 32073-3919
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1278 PLAINFIELD AVE, ORANGE PARK, FL 32073-3919

Mortgage

Document Number	0046181211
Date	Jun 15, 2022
Book Page	4618/1211
Instrument	2022037203

Lender

Name	CLAY COUNTY
Type	Government Agency
Address	GREEN COVE SPRINGS, FL 32043

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1278 PLAINFIELD AVE, ORANGE PARK, FL 32073-3919
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	CHANCELLOR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1278 PLAINFIELD AVE, ORANGE PARK, FL 32073-3919

Mortgage

Document Number	0045530741
Date	Dec 30, 2021
Book Page	4553/741
Instrument	2021082498

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1278 Plainfield Ave was $1,704 with a homeowner's exemption, up 6.4% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Municipality	Orange Park Town
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,704.00 (+6.37%) Homeowner's exemption	$135,746	$249,416 Land $35,000 Building $214,416
2024	$1,602.00 (-2.79%)
2023	$1,648.00 (+4.7%) Homeowner's exemption	$128,079 (+3%)	$236,368 (+25.65%) Land $35,000 Building $201,368
2022	$1,574.00 Homeowner's exemption	$124,349	$188,120 Land $26,000 Building $162,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1278 Plainfield Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	39 (2007–2017)
Claims Outside the SFHA	8 of 39
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 30 claims Tropical Storm Debby, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1278 Plainfield Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Hotwire Communications, Verizon.

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