1278 Milow St, Madera, CA 93638 Property Records

Madera County property record for 1278 Milow St, Madera, CA 93638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,798 sqft · built 2018
Lot Size	0.139 acres (6,050 sqft)
Owner	Individual Name on File
Last Sale	$247,000 (Jan 2018)
Tax Bill	$3,814 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`011-361-023-000`

Property Details

APN / Parcel Number

Primary APN	`011-361-023-000`
Alternative APN	`011361023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,798 sqft Living Area
Basement Area	424 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	6,050 sqft (0.139 acres)
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1278 MILOW ST
City	MADERA
State	CA
Zip	93638-8217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALMOND VILLAGE ESTATES LOT 82
Legal Subdivision	ALMOND VILLAGE ESTATES
Legal Lot Number	82
Jurisdiction	MADERA CA
Township / Civil Division	MADERA
Census Block Group	2
Census Block	2003
Census Tract	902

Owner

1278 Milow St is owned and occupied by an individual who bought it in January 2018.

Source: Madera County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1262, MADERA, CA 93639-1262
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage LOANCARE LLC
Jan 5, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 29, 2018	Grant Deed, Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2018 · Amount on File
Deed Sale	Jan 29, 2018 · Amount on File
Prior Sale	Nov 21, 2016 · Amount on File
Deed Document Number	20181631
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	1278 MILOW ST, MADERA, CA 93638-8217
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10736 JEFFERSON BLVD 419, CULVER CITY, CA 90230-4933

Mortgage

Document Number	0000006072
Date	Mar 27, 2026
Instrument	2026006072

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	SOUTHLAKE, TX 76092

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	480 Months
Due	Mar 1, 2066

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	1278 MILOW ST, MADERA, CA 93638-8217
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1278 MILOW ST, MADERA, CA 93638-8217

Mortgage

Document Number	0000000387
Date	Jan 5, 2022
Instrument	2022000387

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Jan 29, 2018
Property Address	1278 MILOW ST, MADERA, CA 93638-8217
Document Number	0000001631
Map Reference	MB57 PG27-31
Instrument Date	Dec 19, 2017
Instrument	2018001631
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1278 MILOW ST, MADERA, CA 93638-8217

Mortgage

Document Number	0000001632
Date	Jan 29, 2018
Instrument	2018001632

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1278 Milow St was $3,814 with a homeowner's exemption, down 0.1% from the year before.

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Municipality	Madera City
Unified School District	Madera Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$286,309 (+2%) Land $34,815 Building $251,494
2025	$3,814.00 (-0.13%) Homeowner's exemption	$280,696 Land $34,133 Building $246,563
2024	$3,819.00 (+2.61%)
2023	$3,722.00 (+4.4%) Homeowner's exemption	$269,798 Land $32,808 Building $236,990
2022	$3,565.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1278 Milow St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1278 Milow St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MADERA serves 66,560 people · EPA ID CA2010002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cal.net, Verizon.

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